Iowa Code - 2019

Title XIII - COMMERCE | Back to Title Listing
Chapter 537 - CONSUMER CREDIT CODE PDF Icon | Back to Chapter Listing
Code Section PDF RTF
§537.1101 - Short title. PDF RTF
§537.1102 - Purposes — rules of construction. PDF RTF
§537.1103 - Law applicable. PDF RTF
§537.1104 - Construction. PDF RTF
§537.1105 PDF RTF
§537.1106 PDF RTF
§537.1107 - Waiver — agreement — settlement. PDF RTF
§537.1108 - Effect on organizations. PDF RTF
§537.1109 PDF RTF
§537.1110 - Obligation of good faith. PDF RTF
§537.1201 - Territorial application. PDF RTF
§537.1202 - Exclusions. PDF RTF
§537.1203 - Jurisdiction — service of process. PDF RTF
§537.1301 - General definitions. PDF RTF
§537.1302 - Definition — Truth in Lending Act. PDF RTF
§537.1303 - Other defined terms. PDF RTF
§537.2101 - Short title. PDF RTF
§537.2102 - Scope. PDF RTF
§537.2201 - Finance charge for consumer credit sales not pursuant to open-end credit. PDF RTF
§537.2202 - Finance charge for consumer credit sales pursuant to open-end credit. PDF RTF
§537.2301 - Authority to make supervised loans. PDF RTF
§537.2302 PDF RTF
§537.2303 - Revocation or suspension of license. PDF RTF
§537.2304 - Records — annual reports. PDF RTF
§537.2305 - Examinations and investigations. PDF RTF
§537.2306 PDF RTF
§537.2307 - Restrictions on interest in land as security. PDF RTF
§537.2308 - Regular schedule of payments — maximum loan term. PDF RTF
§537.2309 - No other business for purpose of evasion. PDF RTF
§537.2310 - Conduct of business other than making loans. PDF RTF
§537.2401 - Finance charge for consumer loans not pursuant to open-end credit. PDF RTF
§537.2402 - Finance charge for consumer loans pursuant to open-end credit. PDF RTF
§537.2403 - Finance charge for consumer loans secured by a motor vehicle. PDF RTF
§537.2501 - Additional charges. PDF RTF
§537.2502 - Delinquency charges. PDF RTF
§537.2503 - Deferral charges. PDF RTF
§537.2504 - Finance charge on refinancing. PDF RTF
§537.2505 - Finance charge on consolidation. PDF RTF
§537.2506 - Advances to perform covenants of consumer. PDF RTF
§537.2507 - Attorney fees. PDF RTF
§537.2508 - Conversion to open-end credit. PDF RTF
§537.2509 - Right to prepay. PDF RTF
§537.2510 - Rebate upon prepayment. PDF RTF
§537.2601 - Charges for other credit transactions. PDF RTF
§537.3101 - Short title. PDF RTF
§537.3102 - Scope. PDF RTF
§537.3201 - Compliance with Truth in Lending Act. PDF RTF
§537.3202 - Consumer leases. PDF RTF
§537.3203 - Notice to consumer. PDF RTF
§537.3204 - Notice of assignment. PDF RTF
§537.3205 - Change in terms of open-end credit accounts. PDF RTF
§537.3206 - Receipt — statements of account — evidence of payment — credits. PDF RTF
§537.3207 - Form of insurance premium loan agreement. PDF RTF
§537.3208 - Notice to cosigners and similar parties. PDF RTF
§537.3209 - Advertising. PDF RTF
§537.3210 - Prohibited statements relating to rates. PDF RTF
§537.3211 - Notice of consumer paper. PDF RTF
§537.3212 - Notice of methods of financing and rates. PDF RTF
§537.3301 - Security in consumer credit transactions. PDF RTF
§537.3302 - Cross-collateral. PDF RTF
§537.3303 - Debt secured by cross-collateral. PDF RTF
§537.3304 - Use of multiple agreements. PDF RTF
§537.3305 - No assignment of earnings. PDF RTF
§537.3306 - Authorization to confess judgment prohibited. PDF RTF
§537.3307 - Certain negotiable instruments prohibited. PDF RTF
§537.3308 - Balloon payments. PDF RTF
§537.3309 - Referral sales and leases. PDF RTF
§537.3310 - Limitations on executory transactions. PDF RTF
§537.3311 - Discrimination prohibited. PDF RTF
§537.3401 - Restriction on liability in consumer lease. PDF RTF
§537.3402 - Limitation on default charges. PDF RTF
§537.3403 - Card issuer subject to claims and defenses. PDF RTF
§537.3404 - Assignee subject to claims and defenses. PDF RTF
§537.3405 - Lender subject to defenses arising from sales and leases. PDF RTF
§537.3501 - Door-to-door sales. PDF RTF
§537.3601 - Short title. PDF RTF
§537.3602 - Purposes — rules of construction. PDF RTF
§537.3603 - Exclusions. PDF RTF
§537.3604 - General definitions. PDF RTF
§537.3605 - Disclosures. PDF RTF
§537.3606 - Form requirements. PDF RTF
§537.3607 - Receipts. PDF RTF
§537.3608 - Acquiring ownership. PDF RTF
§537.3609 - Renegotiation. PDF RTF
§537.3610 - Balloon payments prohibited. PDF RTF
§537.3611 - Prohibited charges. PDF RTF
§537.3612 - Additional charges. PDF RTF
§537.3613 - Reinstatement fees. PDF RTF
§537.3614 - Taxes and official fees. PDF RTF
§537.3615 - Advertising. PDF RTF
§537.3616 - Lessee’s reinstatement rights. PDF RTF
§537.3617 - Unconscionability. PDF RTF
§537.3618 - Default. PDF RTF
§537.3619 - Cure of default. PDF RTF
§537.3620 - Willful and intentional violations. PDF RTF
§537.3621 - Damages. PDF RTF
§537.3622 - Effect of correction. PDF RTF
§537.3623 - Statute of limitations. PDF RTF
§537.3624 - Enforcement. PDF RTF
§537.4101 - Scope — excess charges. PDF RTF
§537.5101 - Short title. PDF RTF
§537.5102 - Scope. PDF RTF
§537.5103 - Creditor’s obligations on repossession — restriction on deficiency judgments. PDF RTF
§537.5104 - No garnishment before judgment. PDF RTF
§537.5105 - Limitation on garnishment. PDF RTF
§537.5106 - Garnishment. PDF RTF
§537.5107 - Extortionate or unlawful extensions of credit. PDF RTF
§537.5108 - Unconscionability — inducement by unconscionable conduct — unconscionable debt collection. PDF RTF
§537.5109 - Default. PDF RTF
§537.5110 - Cure of default. PDF RTF
§537.5111 - Notice of right to cure. PDF RTF
§537.5112 PDF RTF
§537.5113 - Venue. PDF RTF
§537.5114 - Complaint — proof. PDF RTF
§537.5115 PDF RTF
§537.5201 - Effect of violations on rights of parties. PDF RTF
§537.5202 - Damages or penalties as setoff to obligation. PDF RTF
§537.5203 - Civil liability for violation of disclosure provisions. PDF RTF
§537.5301 - Willful violations. PDF RTF
§537.5302 - Disclosure violations. PDF RTF
§537.6101 - Short title. PDF RTF
§537.6102 - Applicability. PDF RTF
§537.6103 - Administrator. PDF RTF
§537.6104 - Powers of administrator — reliance on rules — duty to report. PDF RTF
§537.6105 - Administrative powers with respect to supervised financial organizations and supervised loan licensees. PDF RTF
§537.6106 - Investigatory powers. PDF RTF
§537.6107 PDF RTF
§537.6108 - Administrative enforcement orders. PDF RTF
§537.6109 - Assurance of discontinuance. PDF RTF
§537.6110 - Injunctions and other proceedings in equity. PDF RTF
§537.6111 - Injunctions against unconscionable agreements and fraudulent or unconscionable conduct. PDF RTF
§537.6112 - Temporary relief. PDF RTF
§537.6113 - Civil actions by administrator. PDF RTF
§537.6114 PDF RTF
§537.6115 - Consumer’s remedies not affected. PDF RTF
§537.6116 - Venue. PDF RTF
§537.6117 - Administrative rules. PDF RTF
§537.6201 - Applicability. PDF RTF
§537.6202 - Notification. PDF RTF
§537.6203 - Fees. PDF RTF
§537.6204 PDF RTF
§537.7101 - Short title. PDF RTF
§537.7102 - Definitions. PDF RTF
§537.7103 - Prohibited practices. PDF RTF
§537.8101 - Provision of credit card number as condition of check cashing or acceptance prohibited. PDF RTF