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Permanent LinkIowa Code - 2024
Title XIII - COMMERCE | Back to Title Listing
Chapter 537 - CONSUMER CREDIT CODE 
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| Back to Chapter Listing| Code Section | RTF | |
|---|---|---|
| §537.1101 - Short title. | RTF | |
| §537.1102 - Purposes — rules of construction. | RTF | |
| §537.1103 - Law applicable. | RTF | |
| §537.1104 - Construction. | RTF | |
| §537.1105 | RTF | |
| §537.1106 | RTF | |
| §537.1107 - Waiver — agreement — settlement. | RTF | |
| §537.1108 - Effect on organizations. | RTF | |
| §537.1109 | RTF | |
| §537.1110 - Obligation of good faith. | RTF | |
| §537.1201 - Territorial application. | RTF | |
| §537.1202 - Exclusions. | RTF | |
| §537.1203 - Jurisdiction — service of process. | RTF | |
| §537.1301 - General definitions. | RTF | |
| §537.1302 - Definition — Truth in Lending Act. | RTF | |
| §537.1303 - Other defined terms. | RTF | |
| §537.2101 - Short title. | RTF | |
| §537.2102 - Scope. | RTF | |
| §537.2201 - Finance charge for consumer credit sales not pursuant to open-end credit. | RTF | |
| §537.2202 - Finance charge for consumer credit sales pursuant to open-end credit. | RTF | |
| §537.2301 - Authority to make supervised loans. | RTF | |
| §537.2302 | RTF | |
| §537.2303 - Revocation or suspension of license. | RTF | |
| §537.2304 - Records — annual reports. | RTF | |
| §537.2305 - Examinations and investigations. | RTF | |
| §537.2306 | RTF | |
| §537.2307 - Restrictions on interest in land as security. | RTF | |
| §537.2308 - Regular schedule of payments — maximum loan term. | RTF | |
| §537.2309 - No other business for purpose of evasion. | RTF | |
| §537.2310 - Conduct of business other than making loans. | RTF | |
| §537.2401 - Finance charge for consumer loans not pursuant to open-end credit. | RTF | |
| §537.2402 - Finance charge for consumer loans pursuant to open-end credit. | RTF | |
| §537.2403 - Finance charge for consumer loans secured by a motor vehicle. | RTF | |
| §537.2501 - Additional charges. | RTF | |
| §537.2502 - Delinquency charges. | RTF | |
| §537.2503 - Deferral charges. | RTF | |
| §537.2504 - Finance charge on refinancing. | RTF | |
| §537.2505 - Finance charge on consolidation. | RTF | |
| §537.2506 - Advances to perform covenants of consumer. | RTF | |
| §537.2507 - Attorney fees. | RTF | |
| §537.2508 - Conversion to open-end credit. | RTF | |
| §537.2509 - Right to prepay. | RTF | |
| §537.2510 - Rebate or refund upon prepayment. | RTF | |
| §537.2601 - Charges for other credit transactions. | RTF | |
| §537.3101 - Short title. | RTF | |
| §537.3102 - Scope. | RTF | |
| §537.3201 - Compliance with Truth in Lending Act. | RTF | |
| §537.3202 - Consumer leases. | RTF | |
| §537.3203 - Notice to consumer. | RTF | |
| §537.3204 - Notice of assignment. | RTF | |
| §537.3205 - Change in terms of open-end credit accounts. | RTF | |
| §537.3206 - Receipt — statements of account — evidence of payment — credits. | RTF | |
| §537.3207 - Form of insurance premium loan agreement. | RTF | |
| §537.3208 - Notice to cosigners and similar parties. | RTF | |
| §537.3209 - Advertising. | RTF | |
| §537.3210 - Prohibited statements relating to rates. | RTF | |
| §537.3211 - Notice of consumer paper. | RTF | |
| §537.3212 - Notice of methods of financing and rates. | RTF | |
| §537.3301 - Security in consumer credit transactions. | RTF | |
| §537.3302 - Cross-collateral. | RTF | |
| §537.3303 - Debt secured by cross-collateral. | RTF | |
| §537.3304 - Use of multiple agreements. | RTF | |
| §537.3305 - No assignment of earnings. | RTF | |
| §537.3306 - Authorization to confess judgment prohibited. | RTF | |
| §537.3307 - Certain negotiable instruments prohibited. | RTF | |
| §537.3308 - Balloon payments. | RTF | |
| §537.3309 - Referral sales and leases. | RTF | |
| §537.3310 - Limitations on executory transactions. | RTF | |
| §537.3311 - Discrimination prohibited. | RTF | |
| §537.3401 - Restriction on liability in consumer lease. | RTF | |
| §537.3402 - Limitation on default charges. | RTF | |
| §537.3403 - Card issuer subject to claims and defenses. | RTF | |
| §537.3404 - Assignee subject to claims and defenses. | RTF | |
| §537.3405 - Lender subject to defenses arising from sales and leases. | RTF | |
| §537.3501 - Door-to-door sales. | RTF | |
| §537.3601 - Short title. | RTF | |
| §537.3602 - Purposes — rules of construction. | RTF | |
| §537.3603 - Exclusions. | RTF | |
| §537.3604 - General definitions. | RTF | |
| §537.3605 - Disclosures. | RTF | |
| §537.3606 - Form requirements. | RTF | |
| §537.3607 - Receipts. | RTF | |
| §537.3608 - Acquiring ownership. | RTF | |
| §537.3609 - Renegotiation. | RTF | |
| §537.3610 - Balloon payments prohibited. | RTF | |
| §537.3611 - Prohibited charges. | RTF | |
| §537.3612 - Additional charges. | RTF | |
| §537.3613 - Reinstatement fees. | RTF | |
| §537.3614 - Taxes and official fees. | RTF | |
| §537.3615 - Advertising. | RTF | |
| §537.3616 - Lessee’s reinstatement rights. | RTF | |
| §537.3617 - Unconscionability. | RTF | |
| §537.3618 - Default. | RTF | |
| §537.3619 - Cure of default. | RTF | |
| §537.3620 - Willful and intentional violations. | RTF | |
| §537.3621 - Damages. | RTF | |
| §537.3622 - Effect of correction. | RTF | |
| §537.3623 - Statute of limitations. | RTF | |
| §537.3624 - Enforcement. | RTF | |
| §537.4101 - Scope — excess charges. | RTF | |
| §537.5101 - Short title. | RTF | |
| §537.5102 - Scope. | RTF | |
| §537.5103 - Creditor’s obligations on repossession — restriction on deficiency judgments. | RTF | |
| §537.5104 - No garnishment before judgment. | RTF | |
| §537.5105 - Limitation on garnishment. | RTF | |
| §537.5106 - Garnishment. | RTF | |
| §537.5107 - Extortionate or unlawful extensions of credit. | RTF | |
| §537.5108 - Unconscionability — inducement by unconscionable conduct — unconscionable debt collection. | RTF | |
| §537.5109 - Default. | RTF | |
| §537.5110 - Cure of default. | RTF | |
| §537.5111 - Notice of right to cure. | RTF | |
| §537.5112 | RTF | |
| §537.5113 - Venue. | RTF | |
| §537.5114 - Complaint — proof. | RTF | |
| §537.5115 | RTF | |
| §537.5201 - Effect of violations on rights of parties. | RTF | |
| §537.5202 - Damages or penalties as setoff to obligation. | RTF | |
| §537.5203 - Civil liability for violation of disclosure provisions. | RTF | |
| §537.5301 - Willful violations. | RTF | |
| §537.5302 - Disclosure violations. | RTF | |
| §537.6101 - Short title. | RTF | |
| §537.6102 - Applicability. | RTF | |
| §537.6103 - Administrator. | RTF | |
| §537.6104 - Powers of administrator — reliance on rules — duty to report. | RTF | |
| §537.6105 - Administrative powers with respect to supervised financial organizations and supervised loan licensees. | RTF | |
| §537.6106 - Investigatory powers. | RTF | |
| §537.6107 | RTF | |
| §537.6108 - Administrative enforcement orders. | RTF | |
| §537.6109 - Assurance of discontinuance. | RTF | |
| §537.6110 - Injunctions and other proceedings in equity. | RTF | |
| §537.6111 - Injunctions against unconscionable agreements and fraudulent or unconscionable conduct. | RTF | |
| §537.6112 - Temporary relief. | RTF | |
| §537.6113 - Civil actions by administrator. | RTF | |
| §537.6114 | RTF | |
| §537.6115 - Consumer’s remedies not affected. | RTF | |
| §537.6116 - Venue. | RTF | |
| §537.6117 - Administrative rules. | RTF | |
| §537.6201 - Applicability. | RTF | |
| §537.6202 - Notification. | RTF | |
| §537.6203 - Fees. | RTF | |
| §537.6204 | RTF | |
| §537.7101 - Short title. | RTF | |
| §537.7102 - Definitions. | RTF | |
| §537.7103 - Prohibited practices. | RTF | |
| §537.8101 - Provision of credit card number as condition of check cashing or acceptance prohibited. | RTF |