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Permanent LinkIowa Code - 2017
Title XIII - COMMERCE | Back to Title Listing
Chapter 524 - BANKS 
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| Back to Chapter Listing| Code Section | RTF | |
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| §524.101 - Short title. | RTF | |
| §524.102 - Statement of intent. | RTF | |
| §524.103 - Definitions. | RTF | |
| §524.104 - Rules of construction. | RTF | |
| §524.105 - Effect on existing banks. | RTF | |
| §524.106 | RTF | |
| §524.107 - Persons authorized to engage in banking business — educational bank. | RTF | |
| §524.108 - Applicability of safe deposit provisions. | RTF | |
| §524.109 - Bankers’ bank authorized — authority to hold shares of bankers’ bank. | RTF | |
| §524.201 - Superintendent of banking. | RTF | |
| §524.202 - Superintendent — salary. | RTF | |
| §524.203 - Superintendent — vacancy. | RTF | |
| §524.204 - Deputy superintendent of banking. | RTF | |
| §524.205 - State banking council. | RTF | |
| §524.206 - Banking division created. | RTF | |
| §524.207 - Expenses of the banking division — fees. | RTF | |
| §524.208 - Examiners and other employees. | RTF | |
| §524.209 - Expenses. | RTF | |
| §524.210 - Insurance and surety bonds. | RTF | |
| §524.211 - Prohibitions relating to banking division personnel. | RTF | |
| §524.212 - Prohibition against disclosure of regulatory information. | RTF | |
| §524.213 - Duties and powers of superintendent. | RTF | |
| §524.214 - Subpoena — contempt. | RTF | |
| §524.215 - Records of division of banking. | RTF | |
| §524.215A - Preservation of division of banking records. | RTF | |
| §524.216 - Annual report of superintendent. | RTF | |
| §524.217 - Examinations. | RTF | |
| §524.218 - Regulation and examination of services. | RTF | |
| §524.219 - Fees. | RTF | |
| §524.220 - Reports to superintendent. | RTF | |
| §524.221 - Preservation of bank records — statute of limitations. | RTF | |
| §524.222 - Meetings of the board of directors called by superintendent. | RTF | |
| §524.223 - Power of superintendent to issue orders. | RTF | |
| §524.224 - Grounds for management of state bank by superintendent. | RTF | |
| §524.225 - Procedures — judicial review. | RTF | |
| §524.226 - Management of state bank by superintendent. | RTF | |
| §524.227 - Enforcement of Iowa consumer credit code. | RTF | |
| §524.228 - Interim cease and desist order — final order — suspension. | RTF | |
| §524.229 - Emergency powers of superintendent. | RTF | |
| §524.301 - Incorporators — organizers. | RTF | |
| §524.302 - Articles of incorporation. | RTF | |
| §524.302A - Articles of incorporation — limited liability company. | RTF | |
| §524.303 - Application for approval. | RTF | |
| §524.304 - Publication of notice. | RTF | |
| §524.305 - Approval by superintendent. | RTF | |
| §524.306 - Incorporation or organization of state bank. | RTF | |
| §524.307 - Initial organization of state bank. | RTF | |
| §524.308 - Issuance of authorization to do business. | RTF | |
| §524.309 - Publication of authorization to do business. | RTF | |
| §524.310 - Name of state bank. | RTF | |
| §524.311 - Commission for organizing state banks. | RTF | |
| §524.312 - Location of state bank — exceptions. | RTF | |
| §524.313 - Bylaws. | RTF | |
| §524.314 - Renewal of corporate existence of existing state bank. | RTF | |
| §524.315 - State banks as limited liability companies. | RTF | |
| §524.316 - State banks as mutual corporations. | RTF | |
| §524.401 - Minimum capital. | RTF | |
| §524.402 | RTF | |
| §524.403 | RTF | |
| §524.404 - Capital notes and debentures. | RTF | |
| §524.405 - Increase or decrease of capital structure. | RTF | |
| §524.501 | RTF | |
| §524.502 | RTF | |
| §524.503 | RTF | |
| §524.504 | RTF | |
| §524.505 | RTF | |
| §524.506 | RTF | |
| §524.507 | RTF | |
| §524.508 | RTF | |
| §524.509 | RTF | |
| §524.510 | RTF | |
| §524.511 | RTF | |
| §524.512 | RTF | |
| §524.513 | RTF | |
| §524.514 | RTF | |
| §524.515 | RTF | |
| §524.516 | RTF | |
| §524.517 | RTF | |
| §524.518 | RTF | |
| §524.519 | RTF | |
| §524.520 | RTF | |
| §524.521 - Authorized shares. | RTF | |
| §524.522 - Terms of class or series determined by board of directors. | RTF | |
| §524.523 - Certificates representing shares. | RTF | |
| §524.524 - Consideration for shares. | RTF | |
| §524.525 - Subscription for shares before incorporation or organization. | RTF | |
| §524.526 - Fractional shares. | RTF | |
| §524.527 - Liability of shareholders or members. | RTF | |
| §524.528 - Shareholders’ preemptive rights. | RTF | |
| §524.529 - Preemptive rights for existing state banks. | RTF | |
| §524.530 - State bank’s acquisition of its own shares. | RTF | |
| §524.531 - Loaning on its own shares. | RTF | |
| §524.532 - Meetings of shareholders. | RTF | |
| §524.533 - Notice of shareholder meetings — waiver of notice generally. | RTF | |
| §524.534 - Action without meeting. | RTF | |
| §524.535 - Transfer books — fixing record date. | RTF | |
| §524.536 - Voting list. | RTF | |
| §524.537 - Quorum of shareholders. | RTF | |
| §524.538 - Voting of shares. | RTF | |
| §524.538A - Voting by member of mutual corporation. | RTF | |
| §524.539 - Voting trust. | RTF | |
| §524.540 - Voting agreements. | RTF | |
| §524.541 - Lists — filing with superintendent. | RTF | |
| §524.542 - Dividends. | RTF | |
| §524.543 - Distribution of shares of state bank. | RTF | |
| §524.544 - Change of control — certificate of approval — shares as security — reports. | RTF | |
| §524.545 - Options for shares. | RTF | |
| §524.601 - Board of directors. | RTF | |
| §524.602 - Board of directors — election. | RTF | |
| §524.603 - Vacancies. | RTF | |
| §524.604 - Duties and responsibilities. | RTF | |
| §524.605 - Liability of directors in certain cases. | RTF | |
| §524.606 - Removal of directors. | RTF | |
| §524.607 - Meetings — waiver of notice — quorum. | RTF | |
| §524.607A - Action without meeting. | RTF | |
| §524.608 - Auditing procedures. | RTF | |
| §524.609 - Executive and other committees. | RTF | |
| §524.610 - Compensation of directors. | RTF | |
| §524.611 - Oath of directors. | RTF | |
| §524.612 - Director dealing with state bank. | RTF | |
| §524.613 - Prohibitions applicable to certain financial transactions involving directors. | RTF | |
| §524.614 - Honorary and advisory directors. | RTF | |
| §524.701 - Officers and employees. | RTF | |
| §524.702 - Officers — duties and liability. | RTF | |
| §524.703 - Officers and employees — employment and compensation. | RTF | |
| §524.704 | RTF | |
| §524.705 - Bonds of officers and employees. | RTF | |
| §524.706 - Officer dealing with state bank. | RTF | |
| §524.707 - Removal of officers or employees. | RTF | |
| §524.708 - Report of change in officer personnel. | RTF | |
| §524.709 - Duty to make records available to superintendent. | RTF | |
| §524.710 - Prohibitions applicable to certain financial transactions involving officers and employees. | RTF | |
| §524.801 - General powers. | RTF | |
| §524.802 - Additional powers of a state bank. | RTF | |
| §524.803 - Business property of state bank. | RTF | |
| §524.804 - Data processing services. | RTF | |
| §524.805 - Deposits. | RTF | |
| §524.806 - Deposit in the names of two or more individuals. | RTF | |
| §524.807 - Payment of deposited funds. | RTF | |
| §524.808 - Adverse claims to deposits. | RTF | |
| §524.809 - Authority to lease safe deposit boxes. | RTF | |
| §524.810 | RTF | |
| §524.810A - Safe deposit box access. | RTF | |
| §524.811 - Adverse claims to property in safe deposit and safekeeping. | RTF | |
| §524.812 - Remedies and proceedings for nonpayment of rent on safe deposit box. | RTF | |
| §524.813 - Authority to receive property for safekeeping. | RTF | |
| §524.814 - Loan or pledge of assets. | RTF | |
| §524.815 - Deposits by a state bank. | RTF | |
| §524.816 - Account insurance. | RTF | |
| §524.817 | RTF | |
| §524.818 - Indebtedness of state bank. | RTF | |
| §524.819 - Clearing checks at par. | RTF | |
| §524.820 - Money received for transmission. | RTF | |
| §524.821 - Electronic transmission of funds — restrictions. | RTF | |
| §524.822 | RTF | |
| §524.823 | RTF | |
| §524.824 | RTF | |
| §524.825 - Securities activities. | RTF | |
| §524.901 - Investments. | RTF | |
| §524.902 - General lending powers of a state bank. | RTF | |
| §524.903 - Purchase and sale of drafts and bills of exchange. | RTF | |
| §524.904 - Loans and extensions of credit to one borrower. | RTF | |
| §524.905 - Loans on real property. | RTF | |
| §524.906 | RTF | |
| §524.907 - Participations. | RTF | |
| §524.908 - Leasing of personal property. | RTF | |
| §524.909 - Loans and investments by officer. | RTF | |
| §524.910 - Property acquired to satisfy debts previously contracted. | RTF | |
| §524.911 - Letters of credit. | RTF | |
| §524.912 - Customer shall be free to obtain own insurance and loan. | RTF | |
| §524.913 - Consumer loans. | RTF | |
| §524.1001 - Power to act as fiduciary. | RTF | |
| §524.1002 - Actions required, permitted, or prohibited in a fiduciary capacity. | RTF | |
| §524.1003 - Removal of fiduciary powers. | RTF | |
| §524.1004 - Voluntary relinquishment of fiduciary capacity. | RTF | |
| §524.1005 - Trust companies operating on January 1, 1970. | RTF | |
| §524.1006 - Banks depositing securities in federally regulated corporation. | RTF | |
| §524.1007 - Succession of fiduciary accounts to an affiliate. | RTF | |
| §524.1008 - Succession of fiduciary accounts to an independent bank. | RTF | |
| §524.1009 - Succession to fiduciary accounts and appointments — application for appointment of new fiduciary. | RTF | |
| §524.1101 - Definitions. | RTF | |
| §524.1102 - Loans and other transactions with affiliates. | RTF | |
| §524.1103 - Exceptions. | RTF | |
| §524.1104 - Applicability of general loan limitations. | RTF | |
| §524.1105 - Examination of affiliates and reports. | RTF | |
| §524.1106 - Fees paid to an affiliate — approval by superintendent. | RTF | |
| §524.1201 - General provisions. | RTF | |
| §524.1202 | RTF | |
| §524.1203 - Cancellation of approval of offices. | RTF | |
| §524.1204 - Privileges extended to national banks. | RTF | |
| §524.1205 - Establishment of branch or office in other state — superintendent’s authority to regulate. | RTF | |
| §524.1206 - Identification of legally chartered name of bank — required use of name. | RTF | |
| §524.1207 | RTF | |
| §524.1208 | RTF | |
| §524.1209 | RTF | |
| §524.1210 | RTF | |
| §524.1211 | RTF | |
| §524.1212 - Location of satellite terminals. | RTF | |
| §524.1213 | RTF | |
| §524.1301 - Dissolution by incorporators, organizers, or initial directors. | RTF | |
| §524.1302 - Involuntary dissolution prior to commencement of business. | RTF | |
| §524.1303 - Voluntary dissolution after commencement of business. | RTF | |
| §524.1304 - Voluntary dissolution — approval. | RTF | |
| §524.1304A - Articles of dissolution. | RTF | |
| §524.1305 - Voluntary dissolution proceedings — winding up. | RTF | |
| §524.1306 - Revocation of voluntary dissolution proceedings. | RTF | |
| §524.1307 | RTF | |
| §524.1308 | RTF | |
| §524.1308A - Known claims against dissolved state bank. | RTF | |
| §524.1308B - Unknown claims against dissolved state bank. | RTF | |
| §524.1309 - Becoming subject to chapter 489 or 490. | RTF | |
| §524.1310 - Involuntary dissolution after commencement of business — federal deposit insurance corporation as receiver. | RTF | |
| §524.1311 - Involuntary dissolution after commencement of business — receivership procedure. | RTF | |
| §524.1312 - Distribution of assets upon insolvency. | RTF | |
| §524.1313 - Involuntary dissolution after commencement of business — tender of receivership to F.D.I.C. | RTF | |
| §524.1314 - Survival of rights and remedies after dissolution or expiration — preservation of records. | RTF | |
| §524.1401 - Authority to merge. | RTF | |
| §524.1402 - Requirements for a merger. | RTF | |
| §524.1403 - Approval of merger by superintendent. | RTF | |
| §524.1404 - Procedure after approval by the superintendent — issuance of certificate of merger. | RTF | |
| §524.1405 - Effect of merger. | RTF | |
| §524.1406 - Appraisal rights of shareholders. | RTF | |
| §524.1407 | RTF | |
| §524.1408 - Merger of corporation or limited liability company substantially owned by a state bank. | RTF | |
| §524.1409 - Conversion of national bank or federal savings association into state bank. | RTF | |
| §524.1410 - Application for approval by superintendent. | RTF | |
| §524.1411 - Articles of conversion. | RTF | |
| §524.1412 - Publication of notice. | RTF | |
| §524.1413 - Approval of conversion by superintendent. | RTF | |
| §524.1414 - Receipt by secretary of state — county recorder. | RTF | |
| §524.1415 - Effect of filing of articles of conversion with secretary of state. | RTF | |
| §524.1416 - Authority for conversion of state bank into national bank or federal savings association. | RTF | |
| §524.1417 - Appraisal rights of shareholder of converting state or national bank or federal savings association. | RTF | |
| §524.1418 - Succession to fiduciary accounts and appointments — application for appointment of new fiduciary. | RTF | |
| §524.1419 - Offices of a resulting state bank. | RTF | |
| §524.1420 - Nonconforming assets of resulting state bank. | RTF | |
| §524.1421 - Mutual to stock conversions. | RTF | |
| §524.1422 - Notice of mutual to stock conversion. | RTF | |
| §524.1501 - Authority to amend. | RTF | |
| §524.1502 - Procedure to amend. | RTF | |
| §524.1503 - Voting on amendments by voting groups. | RTF | |
| §524.1504 - Articles of amendment. | RTF | |
| §524.1505 - Approval of articles of amendment. | RTF | |
| §524.1506 - Certificate of amendment. | RTF | |
| §524.1507 | RTF | |
| §524.1508 - Restated articles of incorporation. | RTF | |
| §524.1509 - Reverse stock split. | RTF | |
| §524.1510 - Effect of amendment. | RTF | |
| §524.1601 - Penalties and criminal provisions applicable to directors, officers, and employees of state banks and bank holding companies. | RTF | |
| §524.1602 - Penalties applicable to state bank. | RTF | |
| §524.1603 - Engaging in business unlawfully. | RTF | |
| §524.1604 - Failure to file report or make statement. | RTF | |
| §524.1605 - False statements, reports, and felonious acts. | RTF | |
| §524.1606 - Fraudulent advertising or notice. | RTF | |
| §524.1607 - False statement for credit. | RTF | |
| §524.1608 - Penalty for accepting deposits while insolvent. | RTF | |
| §524.1609 - False statements concerning state banks. | RTF | |
| §524.1610 - Violation of prohibition against receiving a commission for organizing a state bank. | RTF | |
| §524.1611 - Offenses involving employees of banking division. | RTF | |
| §524.1701 | RTF | |
| §524.1702 | RTF | |
| §524.1703 | RTF | |
| §524.1801 - Definitions. | RTF | |
| §524.1802 - Limitation. | RTF | |
| §524.1803 - Offer to purchase stock. | RTF | |
| §524.1804 - Notice of acquisition. | RTF | |
| §524.1805 - Restrictions on acquisitions and mergers. | RTF | |
| §524.1806 - Banks owned or controlled — officers and directors. | RTF | |
| §524.1807 - Penalties. | RTF | |
| §524.1808 - Insurance sales. | RTF | |
| §524.1809 - Mutual bank holding companies. | RTF | |
| §524.1901 | RTF | |
| §524.1902 | RTF | |
| §524.1903 | RTF | |
| §524.1904 | RTF | |
| §524.1905 | RTF | |
| §524.1906 | RTF | |
| §524.1907 | RTF | |
| §524.1908 | RTF | |
| §524.1909 | RTF | |
| §524.1910 | RTF | |
| §524.1911 | RTF | |
| §524.1912 | RTF | |
| §524.1913 | RTF | |
| §524.2001 - Applicability of other chapters. | RTF |