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Iowa Administrative Code - 01/31/2018

Insurance Division [191] | Agency Listing
Chapter 39 LONG-TERM CARE INSURANCE | Chapter Listing (Official Version - PDF format)
Rules PDF RTF Waivers
191.39.1 Purpose.
191.39.2 Authority.
191.39.3 Applicability and scope.
191.39.4 Definitions.
191.39.5 Policy definitions.
191.39.6 Policy practices and provisions.
191.39.7 Required disclosure provisions.
191.39.8 Prohibition against postclaims underwriting.
191.39.9 Minimum standards for home health care benefits in long-term care insurance policies.
191.39.10 Requirement to offer inflation protection.
191.39.11 Requirements for application forms and replacement coverage.
191.39.12 Reserve standards.
191.39.13 Loss ratio.
191.39.14 Filing requirement.
191.39.15 Standards for marketing.
191.39.16 Suitability.
191.39.17 Prohibition against preexisting conditions and probationary periods in replacement policies or certificates.
191.39.18 Standard format outline of coverage.
191.39.19 Requirement to deliver shopper’s guide.
191.39.20 Policy summary and delivery of life insurance policies with long-term care riders.
191.39.21 Reporting requirement for long-term care benefits funded through life insurance by acceleration of the death benefit.
191.39.22 Unintentional lapse.
191.39.23 Denial of claims.
191.39.24 Incontestability period.
191.39.25 Required disclosure of rating practices to consumers.
191.39.26 Initial filing requirements.
191.39.27 Reporting requirements.
191.39.28 Premium rate schedule increases.
191.39.29 Nonforfeiture.
191.39.30 Standards for benefit triggers.
191.39.31 Additional standards for benefit triggers for qualified long-term care insurance contracts.
191.39.32 Penalties.
191.39.33 Notice of cancellation, nonrenewal or termination of long-term care insurance.
191.39.34 Reserved
191.39.35 Reserved
191.39.36 Reserved
191.39.37 Reserved
191.39.38 Reserved
191.39.39 Reserved
191.39.40 Reserved
191.39.41 Purpose.
191.39.42 Effective date.
191.39.43 Definitions.
191.39.44 Notice of benefit trigger determination and content.
191.39.45 Notice of internal appeal decision and right to independent review.
191.39.46 Independent review request.
191.39.47 Certification process.
191.39.48 Selection of independent review entity.
191.39.49 Independent review process.
191.39.50 Decision notification.
191.39.51 Insurer information.
191.39.52 Certification of independent review entity.
191.39.53 Additional requirements.
191.39.54 Toll-free telephone number.
191.39.55 Insurance division application and reports.
191.39.56 Reserved
191.39.57 Reserved
191.39.58 Reserved
191.39.59 Reserved
191.39.60 Reserved
191.39.61 Reserved
191.39.62 Reserved
191.39.63 Reserved
191.39.64 Reserved
191.39.65 Reserved
191.39.66 Reserved
191.39.67 Reserved
191.39.68 Reserved
191.39.69 Reserved
191.39.70 Reserved
191.39.71 Reserved
191.39.72 Reserved
191.39.73 Reserved
191.39.74 Reserved
191.39.75 Purpose.
191.39.76 Effective date.
191.39.77 Definitions.
191.39.78 Eligibility.
191.39.79 Discontinuance of partnership program.
191.39.80 Required disclosures.
191.39.81 Form filings.
191.39.82 Exchanges.
191.39.83 Required policy terms and disclosures.
191.39.84 Standards for marketing and suitability.
191.39.85 Required reports.