189.5.1 Authority and purpose. |
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189.5.2 Definitions. |
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189.5.3 Debt cancellation products. |
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189.5.4 Prohibited practices. |
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189.5.5 Refunds of fees in the event of termination or prepayment of the covered loan. |
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189.5.6 Method of payment of fees. |
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189.5.7 Disclosures. |
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189.5.8 Affirmative election to purchase and acknowledgment of receipt of disclosure. |
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189.5.9 Short-form disclosure. |
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189.5.10 Long-form disclosure. |
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189.5.11 Safe and sound practices. |
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189.5.12 Exception for Guarantee Automobile Protection or Guarantee Asset Protection (GAP) and other debt cancellation products offered by credit unions through unaffiliated, nonexclusive agents. |
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