A bill for an act requiring third-party providers of policies, contracts, or plans that provide payment or prepayment of health or medical expenses to provide coverage for neurobiological disorders and underlying co-morbidity based on rates, terms, and conditions that are no more restrictive than the rates, terms, and conditions for other health or medical conditions under the policy, contract, or plan, and providing for studies by the insurance division of the department of commerce, and by the department of public health.