Text: SF02187 Text: SF02189 Text: SF02100 - SF02199 Text: SF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN 1 1 SENATE FILE 2188 1 2 1 3 AN ACT 1 4 RELATING TO DEBT COLLECTION. 1 5 1 6 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 1 7 1 8 Section 1. Section 537.7103, subsection 4, paragraph b, 1 9 Code Supplement 1997, is amended to read as follows: 1 10 b. The failure to disclose in the initial written 1 11 communication with the debtor and, in addition, if the initial 1 12 communication with the debtor is oral, in that initial oral 1 13 communication, that the debt collector is attempting to 1 14 collect a debt and that information obtained will be used for 1 15 that purpose, and the failure to disclose in subsequent 1 16 communications that the communication is from a debt 1 17 collector, except that this paragraph does not apply toa1 18 either of the following: 1 19 (1) A formal pleading made in connection with a legal 1 20 action. 1 21 (2) Communications issued directly by a state bank as 1 22 defined in section 524.103, a state bank chartered under the 1 23 laws of any other state, a national banking association, a 1 24 trust company, a federally chartered savings and loan 1 25 association or savings bank, an out-of-state chartered savings 1 26 and loan association or savings bank, a financial institution 1 27 chartered by the federal home loan bank board, an association 1 28 incorporated or authorized to do business under chapter 534, a 1 29 state or federally chartered credit union, or a company or 1 30 association organized or authorized to do business under 1 31 chapter 515, 518, 518A, or 520, or an officer, employee, or 1 32 agent of such company or association, provided the 1 33 communication does not deceptively conceal its origin or its 1 34 purpose. 1 35 2 1 2 2 2 3 MARY E. KRAMER 2 4 President of the Senate 2 5 2 6 2 7 2 8 RON J. CORBETT 2 9 Speaker of the House 2 10 2 11 I hereby certify that this bill originated in the Senate and 2 12 is known as Senate File 2188, Seventy-seventh General Assembly. 2 13 2 14 2 15 2 16 MARY PAT GUNDERSON 2 17 Secretary of the Senate 2 18 Approved , 1998 2 19 2 20 2 21 2 22 TERRY E. BRANSTAD 2 23 Governor
Text: SF02187 Text: SF02189 Text: SF02100 - SF02199 Text: SF Index Bills and Amendments: General Index Bill History: General Index
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