Text: HF02502 Text: HF02504 Text: HF02500 - HF02599 Text: HF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN 1 1 Section 1. SCHOOL HEALTH INSURANCE REFORM TEAM STUDY. The 1 2 insurance division of the department of commerce shall 1 3 establish a school health insurance reform team. The school 1 4 health insurance reform team shall conduct a study to review 1 5 the availability of affordable health insurance coverage for 1 6 school district employees, insurance ratings practices, the 1 7 establishment of continuity of coverage for school districts 1 8 and their employees, and methods to improve the efficiency and 1 9 fairness of the health insurance marketplace for school 1 10 districts and their employees. The school health insurance 1 11 reform team shall examine the feasibility of the following: 1 12 1. Establishing a premium rating system based on the 1 13 statewide health status, claims experience, and other 1 14 demographic characteristics of school district employees. 1 15 2. Establishing basic or standard health benefit plans 1 16 with benefit levels, cost-sharing levels, exclusions, and 1 17 limitations available to all school districts and their 1 18 employees. 1 19 3. Establishing uniform coverage plans with benefit 1 20 coverages that may be added to the basic or standard plans, at 1 21 the option of a school district. 1 22 4. Establishing restrictions on premium rates and rate 1 23 increases. 1 24 5. Establishing a school district health reinsurance 1 25 program. 1 26 The commissioner of insurance shall select the members of 1 27 the school health insurance reform team which shall include a 1 28 representative of a school district with fewer than six 1 29 hundred students, a representative of a school district with 1 30 six hundred to nine hundred ninety-nine students, a 1 31 representative of a school district with one thousand or more 1 32 students, a representative of the Iowa association of school 1 33 boards, a representative of a collective bargaining 1 34 organization that represents school district employees, a 1 35 representative of a health insurance carrier, a representative 2 1 of a health insurance provider, and others, who, in the 2 2 opinion of the commissioner, have expertise that would assist 2 3 the team in accomplishing its purpose. 2 4 The commissioner shall submit a report to the general 2 5 assembly on or before January 15, 2003, regarding the team's 2 6 findings and recommendations, including proposed legislation, 2 7 concerning health insurance coverage for school districts and 2 8 their employees. 2 9 EXPLANATION 2 10 This bill requires the insurance division of the department 2 11 of commerce to conduct a study to review health insurance 2 12 coverage for school districts and their employees including 2 13 availability, ratings practices, continuity of coverage, and 2 14 the fairness and efficiency of the marketplace as it relates 2 15 to such health insurance. The school health insurance reform 2 16 team is required to examine the feasibility of establishing a 2 17 premium rating system, basic or standard health benefit plans, 2 18 uniform coverage plans, restrictions on premium rates and rate 2 19 increases, and a health reinsurance program for school 2 20 districts and their employees. 2 21 The commissioner of insurance is directed to select members 2 22 of the school health insurance reform team including the 2 23 following: a representative of a school district with fewer 2 24 than 600 students, a representative of a school district with 2 25 600 to 999 students, a representative of a school district 2 26 with 1,000 or more students, a representative of the Iowa 2 27 association of school boards, a representative of a collective 2 28 bargaining organization that represents school district 2 29 employees, a representative of a health insurance carrier, a 2 30 representative of a health care provider, and others, who, in 2 31 the opinion of the commissioner, have expertise that would 2 32 assist the team in accomplishing its purpose. 2 33 The bill provides that the commissioner shall submit a 2 34 report to the general assembly on or before January 15, 2003, 2 35 regarding the team's findings and recommendations concerning 3 1 health insurance coverage for school districts and their 3 2 employees. 3 3 LSB 5947HH 79 3 4 av/sh/8
Text: HF02502 Text: HF02504 Text: HF02500 - HF02599 Text: HF Index Bills and Amendments: General Index Bill History: General Index
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