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18 (2) Any adjustment due to change in coverage or 19 change in the case characteristics of the small 20 employer as determined from the small employer 21 carrier's rate manual for the class of business. 22 Sec. ___. Section 513B.4, subsection 3, unnumbered 23 paragraph 3, Code 1997, is amended to read as follows: 24 Rating factors shall produce premiums for identical 25 groups which differ only by amounts attributable to 26plancoverage design and do not reflect differences 27 due to the nature of the groups assumed to select 28 particular health benefit plans. A small employer 29 carrier shall treat all healthbenefit plansinsurance 30 coverages issued or renewed in the same calendar month 31 as having the same rating period. 32 Sec. ___. Section 513B.4, subsection 4, Code 1997, 33 is amended to read as follows: 34 4. For purposes of this section, a healthbenefit35planinsurance coverage that contains a restricted 36 network provision shall not be considered similar 37 coverage to a healthbenefit planinsurance coverage 38 that does not contain such a provision, if the 39 restriction of benefits to network providers results 40 in substantial differences in claims costs. 41 Sec. ___. Section 513B.4A, Code 1997, is amended 42 to read as follows: 43 513B.4A EXEMPTION FROM PREMIUM RATE RESTRICTIONS. 44 A Taft-Hartley trust or a carrier with the written 45 authorization of such a trust may make a written 46 request to the commissioner for an exemption from the 47 application of any provisions of section 513B.4 with 48 respect toa health benefit planhealth insurance 49 coverage provided to such a trust. The commissioner 50 may grant an exemption if the commissioner finds that Page 5 1 application of section 513B.4 with respect to the 2 trust would have a substantial adverse effect on the 3 participants and beneficiaries of such trust, and 4 would require significant modifications to one or more 5 collective bargaining arrangements under which the 6 trust is established or maintained. An exemption 7 granted under this section shall not apply to an 8 individual if the individual participates in a trust 9 as an associate member of an employee organization." 10 8. Page 7, by inserting after line 19 the 11 following: 12 "Sec. ___. Section 513B.6, unnumbered paragraph 1, 13 Code 1997, is amended to read as follows: 14 A small employer carrier or organized delivery 15 system shall make reasonable disclosure in 16 solicitation and sales materials provided to small 17 employers of all of the following:
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