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House Study Bill 101

Bill Text

PAG LIN
  1  1    Section 1.  Section 537.7103, subsection 4, paragraph b,
  1  2 Code 1997, is amended to read as follows:
  1  3    b.  The failure to clearly disclose in all the initial
  1  4 written communications made to collect or attempt to collect a
  1  5 debt or to obtain or attempt to obtain information about a
  1  6 debtor communication with the debtor and, in addition, if the
  1  7 initial communication with the debtor is oral, in that initial
  1  8 oral communication, that the debt collector is attempting to
  1  9 collect a debt and that information obtained will be used for
  1 10 that purpose, and the failure to disclose in subsequent
  1 11 communications that the communication is from a debt
  1 12 collector, except where disclosure would tend to embarrass the
  1 13 debtor that this paragraph does not apply to a formal pleading
  1 14 made in connection with a legal action.  
  1 15                           EXPLANATION
  1 16    This bill amends Code section 537.7103, subsection 4,
  1 17 paragraph "b", which relates to the required disclosure a debt
  1 18 collector must give to a debtor in all written communications
  1 19 that the debt collector is attempting to collect a debt and
  1 20 that information obtained will be used for that purpose.
  1 21    The bill provides that in an initial contact only, whether
  1 22 the contact is oral or written, the debt collector must notify
  1 23 the debtor that the debt collector is attempting to collect a
  1 24 debt and that any information obtained will be used for that
  1 25 purpose.  The bill provides that in subsequent communications
  1 26 the debt collector must identify that the communication is
  1 27 from a debt collector.  
  1 28 LSB 2004HC 77
  1 29 tm/cf/24
     
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