Text: HF00204 Text: HF00206 Text: HF00200 - HF00299 Text: HF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN 1 1 Section 1. NEW SECTION. 514C.8 COORDINATION OF HEALTH 1 2 CARE BENEFITS WITH STATE MEDICAL ASSISTANCE. 1 3 1. An insurer, health maintenance organization, or 1 4 hospital and medical service plan providing health care 1 5 coverage to individuals in this state shall not consider the 1 6 availability of or eligibility for medical assistance under 1 7 Title XIX of the federal Social Security Act and chapter 249A, 1 8 when determining eligibility of the individual for coverage or 1 9 calculating payments to the individual under the health care 1 10 coverage plan. 1 11 2. The state acquires the rights of an individual to 1 12 payment from an insurer, health maintenance organization, or 1 13 hospital or medical service plan to the extent payment for 1 14 covered expenses is made pursuant to chapter 249A for health 1 15 care items or services provided to the individual. Upon 1 16 presentation of proof that payment was made pursuant to 1 17 chapter 249A for covered expenses, the insurer, health 1 18 maintenance organization, or hospital or medical service plan 1 19 shall make payment to the state medical assistance program to 1 20 the extent of the coverage provided in the policy or contract. 1 21 3. An insurer shall not impose requirements on the state 1 22 with respect to the assignment of rights pursuant to this 1 23 section that are different from the requirements applicable to 1 24 an agent or assignee of a covered individual. 1 25 4. For purposes of this section, "insurer" means an entity 1 26 which offers a health benefit plan, including a group health 1 27 plan under the federal Employee Retirement Income Security Act 1 28 of 1974. 1 29 Sec. 2. NEW SECTION. 514C.9 MEDICAL SUPPORT &endash; INSURANCE 1 30 REQUIREMENTS. 1 31 1. An insurer shall not deny coverage or enrollment of a 1 32 child under the health plan of the obligor upon any of the 1 33 following grounds: 1 34 a. The child is born out of wedlock. 1 35 b. The child is not claimed as a dependent on the 2 1 obligor's federal income tax return. 2 2 c. The child does not reside with the obligor or in the 2 3 insurer's service area. This section shall not be construed 2 4 to require a health maintenance organization regulated under 2 5 chapter 514B to provide any services or benefits for treatment 2 6 outside of the geographic area described in its certificate of 2 7 authority which would not be provided to a member outside of 2 8 that geographic area pursuant to the terms of the health 2 9 maintenance organizations contract. 2 10 2. An insurer of an obligor providing health care coverage 2 11 to the child for which the obligor is legally responsible to 2 12 provide support shall do all of the following: 2 13 a. Provide information to the obligee or other legal 2 14 custodian of the child as necessary for the child to obtain 2 15 benefits through the coverage of the insurer. 2 16 b. Allow the obligee or other legal custodian of the 2 17 child, or the provider with the approval of the obligee or 2 18 other legal custodian of the child, to submit claims for 2 19 covered services without the approval of the obligor. 2 20 c. Make payment on a claim submitted in paragraph "b" 2 21 directly to the obligee or other legal custodian of the child, 2 22 the provider, or the state medical assistance agency for 2 23 claims submitted by the obligee or other legal custodian of 2 24 the child, by the provider with the approval of the obligee or 2 25 other legal custodian of the child, or by the state medical 2 26 assistance agency. 2 27 3. If an obligor is required by a court order or 2 28 administrative order entered pursuant to chapter 252E to 2 29 provide health coverage for a child and the obligor is 2 30 eligible for dependent health coverage, the insurer shall do 2 31 all of the following: 2 32 a. Allow the obligor to enroll under dependent coverage a 2 33 child who is eligible for coverage pursuant to the applicable 2 34 terms and conditions of the health benefit plan and the 2 35 standard enrollment guidelines of the insurer without regard 3 1 to an enrollment season restriction. 3 2 b. Enroll a child who is eligible for coverage under the 3 3 applicable terms and conditions of the health benefit plan and 3 4 the standard enrollment guidelines of the insurer, without 3 5 regard to any time of enrollment restriction, under dependent 3 6 coverage upon application by the obligee or other legal 3 7 custodian of the child or by the department of human services 3 8 in the event an obligor required by a court order or 3 9 administrative order fails to apply for coverage for the 3 10 child. 3 11 c. Maintain coverage and not cancel the child's enrollment 3 12 unless the insurer obtains satisfactory written evidence of 3 13 any of the following: 3 14 (1) The court order or administrative order is no longer 3 15 in effect. 3 16 (2) The child is eligible for or will enroll in comparable 3 17 health coverage through an insurer which shall take effect not 3 18 later than the effective date of the cancellation of 3 19 enrollment of the original coverage. 3 20 (3) The employer has eliminated dependent health coverage 3 21 for its employees. 3 22 (4) The obligor is no longer paying the required premium 3 23 because the employer no longer owes the obligor compensation, 3 24 or because the obligor's employment has terminated and the 3 25 obligor has not elected to continue coverage. 3 26 4. A group health plan shall establish reasonable 3 27 procedures to determine whether a child is covered under a 3 28 qualified medical child support order issued pursuant to 3 29 chapter 252E. The procedures shall be in writing, provide for 3 30 prompt notice of each person specified in the medical child 3 31 support order as eligible to receive benefits under the group 3 32 health plan upon receipt by the plan of the medical child 3 33 support order, and allow an obligee or other legal custodian 3 34 of the child under chapter 252E to designate a representative 3 35 for receipt of copies of notices in regard to the medical 4 1 child support order that are sent to the obligee or other 4 2 legal custodian of the child and the department of human 4 3 services' child support recovery unit. 4 4 5. For purposes of this section, unless the context 4 5 otherwise requires: 4 6 a. "Child" means a person, other than an obligee's spouse 4 7 or former spouse, who is recognized under a qualified medical 4 8 child support order as having a right to enrollment under a 4 9 group health plan as the obligor's dependent. 4 10 b. "Court order" or "administrative order" means a ruling 4 11 by a court or administrative agency in regard to the support 4 12 an obligor shall provide to the obligor's child. 4 13 c. "Insurer" means an entity which offers a health benefit 4 14 plan. 4 15 d. "Obligee" means an obligee as defined in section 4 16 252E.1. 4 17 e. "Obligor" means an obligor as defined in section 4 18 252E.1. 4 19 f. "Qualified medical child support order" means a child 4 20 support order which creates or recognizes a child's right to 4 21 receive health benefits for which the child is eligible under 4 22 a group health benefit plan, describes or determines the type 4 23 of coverage to be provided, specifies the length of time for 4 24 which the order applies, and specifies the plan to which the 4 25 order applies. 4 26 Sec. 3. NEW SECTION. 514C.10 COVERAGE FOR ADOPTED CHILD. 4 27 1. DEFINITIONS. For purposes of this section, unless the 4 28 context otherwise requires: 4 29 a. "Child" means, with respect to an adoption or a 4 30 placement for adoption of a child, an individual who has not 4 31 attained age eighteen as of the date of the issuance of a 4 32 final adoption decree, or upon an interlocutory adoption 4 33 decree becoming a final adoption decree, as provided in 4 34 chapter 600, or as of the date of the placement for adoption. 4 35 b. "Placement for adoption" means the assumption and 5 1 retention of a legal obligation for the total or partial 5 2 support of the child in anticipation of the adoption of the 5 3 child. The child's placement with a person terminates upon 5 4 the termination of such legal obligation. 5 5 2. COVERAGE REQUIRED. A policy or contract providing for 5 6 third-party payment or prepayment of health or medical 5 7 expenses shall provide coverage benefits to a dependent child 5 8 adopted by, or placed for adoption with, an insured or 5 9 enrollee under the same terms and conditions as apply to a 5 10 biological, dependent child of the insured or enrollee. The 5 11 issuer of the policy or contract shall not restrict coverage 5 12 under the policy or contract for a dependent child adopted by, 5 13 or placed for adoption with, the insured or enrollee solely on 5 14 the basis of a preexisting condition of such dependent child 5 15 at the time that the child would otherwise become eligible for 5 16 coverage under the plan, if the adoption or placement occurs 5 17 while the insured or enrollee is eligible for coverage under 5 18 the policy or contract. This section applies to the following 5 19 classes of third-party payment provider contracts or policies 5 20 delivered, issued for delivery, continued, or renewed in this 5 21 state on or after July 1, 1995: 5 22 a. Individual or group accident and sickness insurance 5 23 providing coverage on an expense-incurred basis. 5 24 b. An individual or group hospital or medical service 5 25 contract issued pursuant to chapter 509, 514, or 514A. 5 26 c. An individual or group health maintenance organization 5 27 contract regulated under chapter 514B. 5 28 d. An individual or group Medicare supplemental policy, 5 29 unless coverage pursuant to such policy is preempted by 5 30 federal law. 5 31 e. An organized delivery system licensed by the director 5 32 of public health. 5 33 EXPLANATION 5 34 This bill creates several new sections relating to the 5 35 coordination of health care benefits with state medical 6 1 assistance, providing health care coverage pursuant to a 6 2 medical child support order, and providing health care 6 3 benefits to an adopted child. 6 4 New section 514C.8 is created and provides that an insurer, 6 5 health maintenance organization, or hospital or medical 6 6 service plan, which provides health coverage in this state, is 6 7 not to consider the availability to an individual or an 6 8 individual's eligibility for state or federal medical 6 9 assistance when determining eligibility for coverage or the 6 10 amount to be paid pursuant to the health coverage provided. 6 11 The section also provides that the state acquires the right of 6 12 the individual to any payment from the health care coverage 6 13 provider to the extent of payment by the state for health care 6 14 services covered by the health care coverage plan. 6 15 New section 514C.9 is created which provides that an 6 16 insurer shall not deny coverage or enrollment of a child under 6 17 the health plan of a person obligated to provide support to 6 18 the child on the basis that the child is born out of wedlock, 6 19 is not claimed as a dependent on the obligor's federal income 6 20 tax return, or does not reside with the obligor or in the 6 21 insurer's service area. 6 22 Section 514C.10 is created and provides for coverage of an 6 23 adopted child under the policy or contract of group or 6 24 individual health benefit coverage of the adopting individual. 6 25 LSB 1177HV 76 6 26 mj/cf/24
Text: HF00204 Text: HF00206 Text: HF00200 - HF00299 Text: HF Index Bills and Amendments: General Index Bill History: General Index
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