554.9104  Control of deposit account.

1.  Requirements for control.  A secured party has control of a deposit account if:

a.  the secured party is the bank with which the deposit account is maintained;

b.  the debtor, secured party, and bank have agreed in an authenticated record that the bank will comply with instructions originated by the secured party directing disposition of the funds in the deposit account without further consent by the debtor; or

c.  the secured party becomes the bank's customer with respect to the deposit account.

2.  Debtor's right to direct disposition.  A secured party that has satisfied subsection 1 has control, even if the debtor retains the right to direct the disposition of funds from the deposit account.

Section History: Recent form

  2000 Acts, ch 1149, §4, 185, 187

Internal References

  Referred to in § 554.9203, 554.9207, 554.9208, 554.9314, 554.9327, 554.9340, 554.9342, 554.9601, 554.9607

Footnotes

  Effective July 1, 2001; 2000 Acts, ch 1149, §187; former section repealed effective July 1, 2001; 2000 Acts, ch 1149, §185, 187; for law prior to July 1, 2001, see Code 2001


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