As used in this chapter:
1. "Creditor" means a person for whose benefit moneys are being collected and distributed by licensees.
2. "Debt management" means the planning and management of the financial affairs of a debtor and the receiving therefrom of money or evidences thereof for the purpose of distributing the same to the debtor's creditors in payment or partial payment of the debtor's obligations for a fee.
3. "Debtor" means any natural person.
4. "Licensee" means any individual, partnership, unincorporated association, agency or corporation licensed under this chapter.
5. "Office" means each location by street number, building number, city, and state where any person engages in debt management.
6. "Superintendent" means the superintendent of banking.
[C71, 73, 75, 77, 79, 81, § 533A.1]
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