Text: HF00433 Text: HF00435 Text: HF00400 - HF00499 Text: HF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN
1 1 Section 1. IOWA PUBLIC EMPLOYEE HEALTH INSURANCE SYSTEM –
1 2 FEASIBILITY STUDY.
1 3 1. The director of the department of personnel, in
1 4 collaboration with the commissioner of insurance, shall
1 5 conduct a feasibility study on the creation of a statewide
1 6 public employee health benefit system. The study shall
1 7 examine whether a statewide public employee health benefit
1 8 system will minimize health insurance risk by combining the
1 9 numerous subgroups of public employees into a single risk pool
1 10 to stabilize health insurance costs. The study shall include
1 11 a cost-benefit analysis of the current system of providing
1 12 health benefits versus a single risk pool envisioned with a
1 13 statewide public employee health benefit system. The director
1 14 of personnel and the commissioner of insurance shall involve
1 15 state and political subdivision representatives and
1 16 representatives of organizations representing state and
1 17 political subdivision employees subdivisions to advise the
1 18 director and commissioner in the development of the
1 19 feasibility study.
1 20 2. The study shall examine the feasibility of all of the
1 21 following:
1 22 a. Establishing a premium rating system based on the
1 23 statewide health status, claim experience, and other
1 24 demographic characteristics of public employees.
1 25 b. Establishing basic or standard health benefit plans
1 26 with benefit levels, cost-sharing levels, exclusions, and
1 27 limitations available to the state and all political
1 28 subdivisions and their employees.
1 29 c. Establishing uniform coverage plans with benefit
1 30 coverage that may be added to the basic or standard plans at
1 31 the option of the state and political subdivisions.
1 32 d. Establishing restrictions on premium rates and rate
1 33 increases.
1 34 e. Establishing a statewide public employee health
1 35 reinsurance program.
2 1 3. The director of the department of personnel and the
2 2 commissioner of insurance shall submit a joint report
2 3 concerning the results of the feasibility study, including
2 4 their findings and recommendations, to the general assembly by
2 5 January 15, 2004.
2 6 EXPLANATION
2 7 This bill requires the director of the department of
2 8 personnel and the commissioner of insurance to jointly conduct
2 9 a feasibility study concerning the creation of a statewide
2 10 public employee health benefit system. The bill provides that
2 11 the study include a cost-benefit analysis of the current
2 12 system of providing health benefits versus a single risk pool
2 13 envisioned with a statewide public employee health benefit
2 14 system. The director of personnel and the commissioner of
2 15 insurance are also required to involve representatives of the
2 16 state and its political subdivisions and organizations
2 17 representing employees of the state and these political
2 18 subdivisions to advise them regarding the feasibility study.
2 19 The bill requires that the director of the department of
2 20 personnel and the commissioner of insurance submit a joint
2 21 report on the results of the study to the general assembly by
2 22 January 15, 2004.
2 23 LSB 2641YH 80
2 24 ec/pj/5
Text: HF00433 Text: HF00435 Text: HF00400 - HF00499 Text: HF Index Bills and Amendments: General Index Bill History: General Index
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