Text: HF00433 Text: HF00435 Text: HF00400 - HF00499 Text: HF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN 1 1 Section 1. IOWA PUBLIC EMPLOYEE HEALTH INSURANCE SYSTEM 1 2 FEASIBILITY STUDY. 1 3 1. The director of the department of personnel, in 1 4 collaboration with the commissioner of insurance, shall 1 5 conduct a feasibility study on the creation of a statewide 1 6 public employee health benefit system. The study shall 1 7 examine whether a statewide public employee health benefit 1 8 system will minimize health insurance risk by combining the 1 9 numerous subgroups of public employees into a single risk pool 1 10 to stabilize health insurance costs. The study shall include 1 11 a cost-benefit analysis of the current system of providing 1 12 health benefits versus a single risk pool envisioned with a 1 13 statewide public employee health benefit system. The director 1 14 of personnel and the commissioner of insurance shall involve 1 15 state and political subdivision representatives and 1 16 representatives of organizations representing state and 1 17 political subdivision employees subdivisions to advise the 1 18 director and commissioner in the development of the 1 19 feasibility study. 1 20 2. The study shall examine the feasibility of all of the 1 21 following: 1 22 a. Establishing a premium rating system based on the 1 23 statewide health status, claim experience, and other 1 24 demographic characteristics of public employees. 1 25 b. Establishing basic or standard health benefit plans 1 26 with benefit levels, cost-sharing levels, exclusions, and 1 27 limitations available to the state and all political 1 28 subdivisions and their employees. 1 29 c. Establishing uniform coverage plans with benefit 1 30 coverage that may be added to the basic or standard plans at 1 31 the option of the state and political subdivisions. 1 32 d. Establishing restrictions on premium rates and rate 1 33 increases. 1 34 e. Establishing a statewide public employee health 1 35 reinsurance program. 2 1 3. The director of the department of personnel and the 2 2 commissioner of insurance shall submit a joint report 2 3 concerning the results of the feasibility study, including 2 4 their findings and recommendations, to the general assembly by 2 5 January 15, 2004. 2 6 EXPLANATION 2 7 This bill requires the director of the department of 2 8 personnel and the commissioner of insurance to jointly conduct 2 9 a feasibility study concerning the creation of a statewide 2 10 public employee health benefit system. The bill provides that 2 11 the study include a cost-benefit analysis of the current 2 12 system of providing health benefits versus a single risk pool 2 13 envisioned with a statewide public employee health benefit 2 14 system. The director of personnel and the commissioner of 2 15 insurance are also required to involve representatives of the 2 16 state and its political subdivisions and organizations 2 17 representing employees of the state and these political 2 18 subdivisions to advise them regarding the feasibility study. 2 19 The bill requires that the director of the department of 2 20 personnel and the commissioner of insurance submit a joint 2 21 report on the results of the study to the general assembly by 2 22 January 15, 2004. 2 23 LSB 2641YH 80 2 24 ec/pj/5
Text: HF00433 Text: HF00435 Text: HF00400 - HF00499 Text: HF Index Bills and Amendments: General Index Bill History: General Index
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