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House Amendment 5813

Amendment Text

PAG LIN
  1  1    Amend House File 2298 as follows:
  1  2    #1.  By striking everything after the enacting
  1  3 clause and inserting the following:
  1  4    "Section 1.  NEW SECTION.  514C.15  MANAGED CARE
  1  5 HEALTH PLAN OR INDEMNITY PLAN WITH LIMITED PROVIDER
  1  6 NETWORK – POINT-OF-SERVICE OPTION – DISPUTE
  1  7 RESOLUTION – DISCLOSURE OF INFORMATION.
  1  8    1.  Notwithstanding section 514C.6, a managed care
  1  9 health plan or indemnity plan with a limited provider
  1 10 network shall provide a point-of-service option to
  1 11 patients as an additional benefit under such plan.
  1 12 Provision of a point-of-service option may be subject
  1 13 to a different copayment or deductible, but such a
  1 14 different copayment or deductible shall not be set at
  1 15 an amount which is more than ten percent greater than
  1 16 the amount of the copayment or deductible under the
  1 17 plan without the point-of-service option, unless
  1 18 otherwise approved by the commissioner of insurance.
  1 19    2.  A managed care health plan or indemnity plan
  1 20 with a limited provider network shall not require
  1 21 consent to the disclosure of information, other than
  1 22 patient name, diagnosis, and date and type of service,
  1 23 as a condition of receiving benefits mandated by such
  1 24 plan.
  1 25    3.  A managed care health plan or indemnity plan
  1 26 with a limited provider network shall not refuse to
  1 27 contract with or compensate for covered services an
  1 28 otherwise eligible provider or nonparticipating
  1 29 provider solely because that provider has in good
  1 30 faith communicated with one or more of such provider's
  1 31 current, former, or prospective patients regarding the
  1 32 provisions, terms, or requirements of such plan as
  1 33 they relate to the needs of the patient.
  1 34    4.  A managed care health plan or indemnity plan
  1 35 with a limited provider network shall establish a
  1 36 dispute resolution process to resolve any complaint
  1 37 involving a dispute about an immediate and urgently
  1 38 needed service that such plan determines to be
  1 39 experimental, not medically necessary, or otherwise
  1 40 not generally accepted by the medical profession.  A
  1 41 complaint filed under this subsection need not be in
  1 42 writing.  Such plan shall establish an expedited
  1 43 dispute resolution process appropriate to the
  1 44 particular situation in dispute.  Such process shall
  1 45 provide for the following:
  1 46    a.  Notification of the commissioner of insurance
  1 47 by the end of the next business day after the day the
  1 48 complaint is filed with the plan including the nature
  1 49 of the complaint, the decision of the plan, if any,
  1 50 and a description of the dispute resolution process
  2  1 used or being used, as appropriate.
  2  2    b.  If a decision has not been made by the end of
  2  3 the next business day after the day the complaint is
  2  4 filed, the plan shall notify the commissioner of
  2  5 insurance of the decision of the plan by the end of
  2  6 the next business day after the day the plan makes its
  2  7 decision.
  2  8    5.  For purposes of this section, unless the
  2  9 context otherwise requires:
  2 10    a.  "Managed care health plan or indemnity plan
  2 11 with a limited provider network" means a health
  2 12 maintenance organization, organized delivery system,
  2 13 accountable health plan, health care insurance plan
  2 14 which limits the number of licensed physicians who can
  2 15 provide services under the plan, preferred provider
  2 16 organization, exclusive provider organization,
  2 17 restricted access network, or similar health-care
  2 18 plan.
  2 19    b.  "Point-of-service option" means a delivery
  2 20 system that permits a patient to receive services
  2 21 outside the provider panel of the managed care health
  2 22 plan or indemnity plan with a limited provider network
  2 23 under the terms and conditions of such plan.
  2 24    c.  "Provider panel" means those providers with
  2 25 which a managed care health plan or indemnity plan
  2 26 with a limited provider network contracts to provide
  2 27 services to covered individuals under such plan." 
  2 28 
  2 29 
  2 30                              
  2 31 JOCHUM of Dubuque
  2 32 HF 2298.715 76
  2 33 mj/sc
     

Text: H05812                            Text: H05814
Text: H05800 - H05899                   Text: H Index
Bills and Amendments: General Index     Bill History: General Index

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