Senate
File
2346
-
Reprinted
SENATE
FILE
2346
BY
COMMITTEE
ON
COMMERCE
(SUCCESSOR
TO
SSB
3102)
(As
Amended
and
Passed
by
the
Senate
February
24,
2010
)
A
BILL
FOR
An
Act
relating
to
certain
coverage
provisions
contained
in
1
uninsured
and
underinsured
motor
vehicle
insurance
coverage.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
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S.F.
2346
Section
1.
Section
516A.2,
subsection
3,
Code
2009,
is
1
amended
by
striking
the
subsection
and
inserting
in
lieu
2
thereof
the
following:
3
3.
A
policy
to
which
this
chapter
applies
shall
not
include
4
any
type
of
provision
that
operates
to
reduce
or
eliminate
5
uninsured
or
underinsured
motor
vehicle
coverage
for
the
reason
6
that
the
person
is
injured
due
to
the
fault
of
a
relative
who
is
7
a
household
member
insured
under
the
policy,
unless
the
insurer
8
also
makes
available
a
policy
with
limits
of
uninsured
or
9
underinsured
motor
vehicle
coverage
that
are
not
subject
to
a
10
provision
as
described
above.
An
insurer
shall
provide
notice
11
directly
to
the
named
insured
under
a
policy
containing
such
a
12
provision
that
explains
that
the
policy
contains
no
coverage
or
13
reduced
coverage
for
injuries
if
a
person
is
injured
due
to
the
14
fault
of
a
relative
who
is
a
household
member
insured
under
the
15
policy,
and
that
informs
the
insured
that
coverage
is
available
16
which
is
not
subject
to
such
a
provision.
Such
notice
shall
be
17
provided
to
the
insured
at
the
time
of
issuance
of
the
policy
18
and
at
least
annually
thereafter.
19
Sec.
2.
Section
516A.2,
Code
2009,
is
amended
by
adding
the
20
following
new
subsections:
21
NEW
SUBSECTION
.
4.
An
insurer
providing
uninsured
and
22
underinsured
motor
vehicle
coverage
shall
make
available
23
the
same
limits
of
coverage
that
the
insured
purchased
for
24
bodily
injury
liability
coverage.
However,
the
purchaser
of
25
the
uninsured
and
underinsured
motor
vehicle
coverage
is
not
26
required
to
purchase
those
same
limits
of
coverage.
27
NEW
SUBSECTION
.
5.
This
chapter
shall
not
be
construed
28
to
prohibit
an
insurer
from
including
in
the
policy
an
29
antistacking
provision
based
on
multiple
policies
or
multiple
30
vehicles,
or
both.
If
multiple
policies
are
applicable
to
an
31
injured
person,
the
injured
person
shall
be
entitled
to
recover
32
pursuant
to
the
terms
of
the
policies,
but
the
available
amount
33
of
coverage
shall
not
be
more
than
the
single
highest
limit
of
34
any
of
the
applicable
policies.
35
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