SF 215 (LSB 2153XS (2) 91)

SENATE FILE 215

BY  TRONE GARRIOTT

A BILL FOR

An Act relating to the inclusion of the value of child restraint systems in the loss calculation for specified insurance settlements of automobile partial or total losses, and including applicability provisions.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:

    Section 1.  NEW SECTION.  507B.4D  Automobile loss settlements —— child restraint systems.
   If an automobile insurance policy provides for the settlement of an automobile partial loss or total loss, a person shall include the value of any child restraint system that is located in an automobile at the time the automobile is subject to a partial loss or a total loss. For purposes of this section, “automobile” has the same meaning as defined in section 321.1, subsection 42, paragraph “d”, and “child restraint system” has the same meaning as defined in section 321.446, subsection 7.
    Sec. 2.  APPLICABILITY.  This Act applies to automobile losses for automobiles that are subject to a partial loss or a total loss occurring on or after July 1, 2025.
EXPLANATION
The inclusion of this explanation does not constitute agreement with
the explanation’s substance by the members of the general assembly.
   This bill relates to the inclusion of the value of child restraint systems in the loss calculation for insurance settlements of automobile partial or total losses. The bill requires a person to include the value of any child restraint systems that are located in an automobile at the time the automobile is subject to a partial or total loss. “Automobile” is defined in the bill as a motor vehicle designed primarily for carrying nine passengers or less, excluding motorcycles and motorized bicycles. The bill defines “child restraint system” as a specially designed seating system, including a belt-positioning seat or a booster seat, that meets federal motor vehicle safety standards set forth in 49 C.F.R. §571.213.
   The bill applies to automobile losses for automobiles that are subject to a partial or total loss occurring on or after July 1, 2025.