HF 323 (LSB 2074YH (3) 91)

HOUSE FILE 323

BY  TUREK and SIEGRIST

A BILL FOR

An Act relating to enclosed structures on private docks and required insurance.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:

    Section 1.  NEW SECTION.  462A.27B  Dock structures —— insurance.
   1.  A person with a valid dock site permit and hoist or slip assignment may construct an enclosed structure to protect a hoist or slip if all of the following apply:
   a.  The enclosed structure is constructed with rust-resistant materials.
   b.  The enclosed structure is no more than thirty feet wide.
   c.  The enclosed structure is no more than twenty feet above the normal water elevation surrounding the dock.
   d.  The enclosed structure contains no plumbing, electricity, or enclosed storage areas, except for plumbing and electricity that complies with all applicable building code requirements, including the state plumbing code established pursuant to section 105.4 and the state building code established pursuant to section 103A.7, and is used for the sole purpose of supporting marine equipment.
   e.  The enclosed structure is not used for sleeping purposes or habitation by a person.
   2.  To install an enclosed structure on a private dock pursuant to subsection 1, a person must maintain dock liability insurance with minimum per occurrence coverage of at least one million dollars. The owner of the private dock shall be liable for any damages caused by the enclosed structure constructed on the private dock.
EXPLANATION
The inclusion of this explanation does not constitute agreement with
the explanation’s substance by the members of the general assembly.
   This bill relates to enclosed structures on private docks and a requirement to maintain liability insurance for the dock on which the structure is constructed.
   The bill allows a person with a valid dock site permit and hoist or slip assignment to build an enclosed structure if the enclosed structure is constructed with rust-resistant materials, meets building code, material, and size requirements, and is used to protect a hoist or a slip and not for certain other purposes.
   The bill requires an owner of a dock to carry liability insurance with a minimum per occurrence coverage of $1 million for the dock with an enclosed structure constructed pursuant to the bill. The owner shall be liable for any damages caused by private dock and enclosed structure.