House
File
499
-
Introduced
HOUSE
FILE
499
BY
COMMITTEE
ON
COMMERCE
(SUCCESSOR
TO
HF
324)
A
BILL
FOR
An
Act
relating
to
the
inclusion
of
the
value
of
child
1
restraint
systems
in
the
loss
calculation
for
specified
2
insurance
settlements
of
automobile
partial
or
total
losses,
3
and
including
applicability
provisions.
4
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
5
TLSB
2281HV
(2)
90
ko/rn
H.F.
499
Section
1.
NEW
SECTION
.
507B.4D
Automobile
loss
settlements
1
——
child
restraint
systems.
2
If
an
automobile
insurance
policy
provides
for
the
3
settlement
of
an
automobile
partial
loss
or
total
loss,
a
4
person
shall
include
the
value
of
any
child
restraint
system
5
that
is
located
in
an
automobile
at
the
time
the
automobile
6
is
subject
to
a
partial
loss
or
a
total
loss.
For
purposes
7
of
this
section,
“automobile”
has
the
same
meaning
as
defined
8
in
section
321.1,
subsection
42,
paragraph
“d”
,
and
“child
9
restraint
system”
has
the
same
meaning
as
defined
in
section
10
321.446,
subsection
7.
11
Sec.
2.
APPLICABILITY.
This
Act
applies
to
automobile
12
losses
for
automobiles
that
are
subject
to
a
partial
loss
or
a
13
total
loss
occurring
on
or
after
July
1,
2023.
14
EXPLANATION
15
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
16
the
explanation’s
substance
by
the
members
of
the
general
assembly.
17
This
bill
relates
to
the
inclusion
of
the
value
of
child
18
restraint
systems
in
the
loss
calculation
for
insurance
19
settlements
of
automobile
partial
or
total
losses.
The
bill
20
requires
a
person
to
include
the
value
of
any
child
restraint
21
systems
that
are
located
in
an
automobile
at
the
time
the
22
automobile
is
subject
to
a
partial
or
total
loss.
“Automobile”
23
is
defined
in
the
bill
as
a
motor
vehicle
designed
primarily
24
for
carrying
nine
passengers
or
less,
excluding
motorcycles
25
and
motorized
bicycles.
The
bill
defines
“child
restraint
26
system”
as
a
specially
designed
seating
system,
including
a
27
belt-positioning
seat
or
a
booster
seat,
that
meets
federal
28
motor
vehicle
safety
standards
set
forth
in
49
C.F.R.
§571.213.
29
The
bill
applies
to
automobile
losses
for
automobiles
that
30
are
subject
to
a
partial
or
total
loss
occurring
on
or
after
31
July
1,
2023.
32
-1-
LSB
2281HV
(2)
90
ko/rn
1/
1