H.F. 324 Section 1. NEW SECTION . 507B.4D Automobile partial loss 1 settlements —— child restraint systems. 2 1. If an automobile insurance policy provides for the 3 settlement of a first-party automobile partial loss, a person 4 shall include the value of any child restraint system that is 5 located in an automobile at the time the automobile is subject 6 to a partial loss. For purposes of this section, “automobile” 7 has the same meaning as defined in section 321.1, subsection 8 42, paragraph “d” , and “child restraint system” has the same 9 meaning as defined in section 321.446, subsection 7. 10 2. The commissioner of insurance shall adopt rules pursuant 11 to chapter 17A as necessary to administer this section. 12 Sec. 2. APPLICABILITY. This Act applies to first-party 13 automobile partial losses for automobiles that are subject to a 14 partial loss occurring on or after July 1, 2023. 15 EXPLANATION 16 The inclusion of this explanation does not constitute agreement with 17 the explanation’s substance by the members of the general assembly. 18 This bill relates to the inclusion of the value of child 19 restraint systems in the partial loss calculation for insurance 20 settlements of first-party automobile partial losses. The 21 bill requires a person to include the value of any child 22 restraint systems that are located in an automobile at the time 23 the automobile is subject to a partial loss. “Automobile” 24 is defined in the bill as a motor vehicle designed primarily 25 for carrying nine passengers or less, excluding motorcycles 26 and motorized bicycles. The bill defines “child restraint 27 system” as a specially designed seating system, including a 28 belt-positioning seat or a booster seat, that meets federal 29 motor vehicle safety standards set forth in 49 C.F.R. §571.213. 30 The bill applies to first-party automobile partial losses 31 for automobiles that are subject to a partial loss occurring on 32 or after July 1, 2023. 33 -1- LSB 2281YH (1) 90 ko/rn 1/ 1