House File 2378 - Introduced HOUSE FILE 2378 BY TUREK and SIEGRIST A BILL FOR An Act relating to enclosed structures on private docks and 1 required insurance. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB 5511YH (3) 90 lh/js

H.F. 2378 Section 1. NEW SECTION . 462A.27B Dock structures —— 1 insurance. 2 1. A person with a valid dock site permit and hoist or slip 3 assignment may construct an enclosed structure to protect a 4 hoist or slip if all of the following apply: 5 a. The enclosed structure is constructed with rust-resistant 6 materials. 7 b. The enclosed structure is no more than thirty feet wide. 8 c. The enclosed structure is no more than twenty feet above 9 the normal water elevation surrounding the dock. 10 d. The enclosed structure contains no plumbing, electricity, 11 or enclosed storage areas. 12 e. The enclosed structure is not used for sleeping purposes 13 or habitation by a person. 14 2. To install an enclosed structure on a private dock 15 pursuant to subsection 1, a person must maintain dock liability 16 insurance with minimum per occurrence coverage of at least one 17 million dollars. The owner of the private dock shall be liable 18 for any damages caused by the enclosed structure constructed on 19 the private dock. 20 EXPLANATION 21 The inclusion of this explanation does not constitute agreement with 22 the explanation’s substance by the members of the general assembly. 23 This bill relates to enclosed structures on private docks 24 and a requirement to maintain liability insurance for the dock 25 on which the structure is constructed. 26 The bill allows a person with a valid dock site permit 27 and hoist or slip assignment to build an enclosed structure 28 if the enclosed structure meets building material and size 29 requirements and is used to protect a hoist or a slip and not 30 for certain other purposes. 31 The bill requires an owner of a dock to carry liability 32 insurance with a minimum per occurrence coverage of $1 million 33 for the dock with an enclosed structure constructed pursuant to 34 the bill. The owner shall be liable for any damages caused by 35 -1- LSB 5511YH (3) 90 lh/js 1/ 2

H.F. 2378 private dock and enclosed structure. 1 -2- LSB 5511YH (3) 90 lh/js 2/ 2