House File 2404 - Introduced HOUSE FILE 2404 BY COMMITTEE ON STATE GOVERNMENT (SUCCESSOR TO HSB 584) A BILL FOR An Act relating to continuation or reenrollment in accident or 1 health care coverage by certain adult dependents of insureds 2 or enrollees and including effective date provisions. 3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 4 TLSB 5142HV (2) 86 av/nh

H.F. 2404 Section 1. Section 509.3, subsection 1, paragraph h, Code 1 2016, is amended to read as follows: 2 h. A provision that the insurer will permit continuation 3 of existing coverage or reenrollment in previously existing 4 coverage for an individual who meets the requirements of 5 section 513B.2, subsection 14 , paragraph “a” , “b” , “c” , “d” , or 6 “e” , and who is an unmarried a child of an insured or enrollee 7 who so elects, at least through the policy anniversary date 8 on or after until the date the child marries, ceases to be 9 a resident of this state, or attains the age of twenty-five 10 twenty-six years old , whichever occurs first, or so long as the 11 unmarried child maintains full-time status as a student in an 12 accredited institution of postsecondary education . 13 Sec. 2. Section 509A.13B, Code 2016, is amended to read as 14 follows: 15 509A.13B Coverage of children —— continuation or 16 reenrollment. 17 If a governing body, a county board of supervisors, or a 18 city council has procured accident or health care coverage for 19 its employees under this chapter , such coverage shall permit 20 continuation of existing coverage or reenrollment in previously 21 existing coverage for an individual who meets the requirements 22 of section 513B.2, subsection 14 , paragraph “a” , “b” , “c” , 23 “d” , or “e” , and who is an unmarried a child of an insured or 24 enrollee who so elects , at least through the policy anniversary 25 date on or after until the date the child marries, ceases to 26 be a resident of this state, or attains the age of twenty-five 27 twenty-six years old , whichever occurs first, or so long as the 28 unmarried child maintains full-time status as a student in an 29 accredited institution of postsecondary education . 30 Sec. 3. Section 514A.3B, subsection 2, Code 2016, is amended 31 to read as follows: 32 2. An insurer issuing an individual policy or contract 33 of accident and health insurance which provides coverage for 34 children of the insured shall permit continuation of existing 35 -1- LSB 5142HV (2) 86 av/nh 1/ 3

H.F. 2404 coverage or reenrollment in previously existing coverage for 1 an individual who meets the requirements of section 513B.2, 2 subsection 14 , paragraph “a” , “b” , “c” , “d” , or “e” , and who 3 is an unmarried a child of an insured or enrollee who so 4 elects, at least through the policy anniversary date on or 5 after until the date the child marries, ceases to be a resident 6 of this state, or attains the age of twenty-five twenty-six 7 years old , whichever occurs first, or so long as the unmarried 8 child maintains full-time status as a student in an accredited 9 institution of postsecondary education . 10 Sec. 4. Section 514B.9A, Code 2016, is amended to read as 11 follows: 12 514B.9A Coverage of children —— continuation or reenrollment. 13 A health maintenance organization which provides health care 14 coverage pursuant to an individual or group health maintenance 15 organization contract regulated under this chapter for 16 children of an enrollee shall permit continuation of existing 17 coverage or reenrollment in previously existing coverage for 18 an individual who meets the requirements of section 513B.2, 19 subsection 14 , paragraph “a” , “b” , “c” , “d” , or “e” , and who 20 is an unmarried a child of an enrollee who so elects, at least 21 through the policy anniversary date on or after until the date 22 the child marries, ceases to be a resident of this state, or 23 attains the age of twenty-five twenty-six years old , whichever 24 occurs first, or so long as the unmarried child maintains 25 full-time status as a student in an accredited institution of 26 postsecondary education . 27 Sec. 5. EFFECTIVE UPON ENACTMENT. This Act, being deemed of 28 immediate importance, takes effect upon enactment. 29 EXPLANATION 30 The inclusion of this explanation does not constitute agreement with 31 the explanation’s substance by the members of the general assembly. 32 This bill relates to continuation or reenrollment of certain 33 adult children of insureds or enrollees in accident or health 34 care coverage. The bill requires accident or health care 35 -2- LSB 5142HV (2) 86 av/nh 2/ 3

H.F. 2404 coverage to allow an adult child to continue or reenroll in 1 such coverage regardless of whether the child is married or 2 is a resident of the state, until the date the child attains 3 the age of 26 years old. The bill also deletes a provision 4 that requires such accident or health care coverage to allow an 5 unmarried child to continue or reenroll in such coverage for 6 so long as the unmarried child is a full-time student in an 7 accredited institution of postsecondary education. 8 The bill is effective upon enactment. 9 -3- LSB 5142HV (2) 86 av/nh 3/ 3