HF 2007 (LSB 5394YH (3) 86)

HOUSE FILE 2007

BY  PAULSEN

A BILL FOR

An Act prohibiting persons from opening a credit card in the name of a minor without the consent of the minor’s parent, guardian, or legal custodian, and providing a criminal penalty.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:

    Section 1.  NEW SECTION.  715A.6B  Credit card fraud —— minor involved.
   1.  For purposes of this section, “minor” means any person under the age of eighteen.
   2.  A person commits a public offense if the person opens a credit card in the name of a minor other than the person without the consent of the minor’s parent, guardian, or legal custodian.
   3.  An offense under this section is a class “C” felony.
EXPLANATION
The inclusion of this explanation does not constitute agreement with

the explanation’s substance by the members of the general assembly.
   This bill makes it a public offense to open a credit card in the name of a minor without the consent of the minor’s parent, guardian, or legal custodian. The bill defines a “minor” as anyone under the age of 18. A person who violates the bill is guilty of a class “C” felony. A class “C” felony is punishable by confinement for no more than 10 years and a fine of at least $1,000 but not more than $10,000.