Senate
Study
Bill
3135
-
Introduced
SENATE
FILE
_____
BY
(PROPOSED
COMMITTEE
ON
JUDICIARY
BILL
BY
CHAIRPERSON
FRAISE)
A
BILL
FOR
An
Act
relating
to
civil
law
and
practice
including
certain
1
insurance
and
liability
provisions
and
privacy
rights.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
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Section
1.
NEW
SECTION
.
515.134A
Policy
information
——
duty
1
to
provide.
2
1.
Upon
the
written
request
of
a
claimant
or
a
claimant’s
3
representative,
an
insurer
that
is
providing
or
may
provide
4
liability
insurance
coverage
of
the
claimant’s
claim
or
a
5
portion
of
that
claim
under
a
policy
of
insurance,
shall,
6
within
thirty
days,
provide
a
written
statement,
made
by
7
an
authorized
person,
stating
the
limits
of
any
liability
8
insurance
coverage.
The
statement
shall
include
the
limits
of
9
liability
insurance
coverage
with
respect
to
each
policy
of
10
insurance
issued
by
that
insurer,
including
excess
or
umbrella
11
insurance,
under
which
such
coverage
is
being
provided
or
may
12
be
provided.
13
2.
Information
provided
to
a
claimant
or
a
claimant’s
14
representative
pursuant
to
this
section
shall
be
amended
within
15
fourteen
days
of
the
discovery
that
the
information
provided
16
is
incorrect.
17
Sec.
2.
Section
516A.2,
Code
2011,
is
amended
to
read
as
18
follows:
19
516A.2
Construction
——
minimum
coverage
——
stacking
step-down
20
provisions
.
21
1.
a.
Except
with
respect
to
a
policy
containing
22
both
underinsured
motor
vehicle
coverage
and
uninsured
or
23
hit-and-run
motor
vehicle
coverage,
nothing
Nothing
contained
24
in
this
chapter
shall
be
construed
as
requiring
forms
of
25
coverage
provided
pursuant
hereto
to
this
chapter
,
whether
26
alone
or
in
combination
with
similar
coverage
afforded
under
27
other
automobile
liability
or
motor
vehicle
liability
policies,
28
to
afford
limits
in
excess
of
those
that
would
be
afforded
had
29
the
insured
thereunder
been
involved
in
an
accident
with
a
30
motorist
who
was
insured
under
a
policy
of
liability
insurance
31
with
the
minimum
limits
for
bodily
injury
or
death
prescribed
32
in
subsection
11
of
section
321A.1
,
subsection
11
.
Such
33
forms
of
coverage
may
include
terms,
exclusions,
limitations,
34
conditions,
and
offsets
which
are
designed
to
avoid
duplication
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of
insurance
or
other
benefits
duplicate
payment
of
damages
.
1
b.
To
the
extent
that
Hernandez
v.
Farmers
Insurance
Company
,
2
460
N.W.2d
842
(Iowa
1990),
provided
for
interpolicy
stacking
3
of
uninsured
or
underinsured
coverages
in
contravention
of
4
specific
contract
or
policy
language,
the
general
assembly
5
declares
such
decision
abrogated
and
declares
that
the
6
enforcement
of
the
antistacking
provisions
contained
in
a
motor
7
vehicle
insurance
policy
does
not
frustrate
the
protection
8
given
to
an
insured
under
section
516A.1
.
9
2.
Pursuant
to
chapter
17A
,
the
commissioner
of
insurance
10
shall,
by
January
1,
1992,
adopt
rules
to
assure
the
11
availability,
within
the
state,
of
motor
vehicle
insurance
12
policies,
riders,
endorsements,
or
other
similar
forms
of
13
coverage,
the
terms
of
which
shall
provide
for
the
stacking
of
14
uninsured
and
underinsured
coverages
with
any
similar
coverage
15
which
may
be
available
to
an
insured.
16
3.
It
is
the
intent
of
the
general
assembly
that
when
more
17
than
one
motor
vehicle
insurance
policy
is
purchased
by
or
on
18
behalf
of
an
injured
insured
and
which
provides
uninsured,
19
underinsured,
or
hit-and-run
motor
vehicle
coverage
to
an
20
insured
injured
in
an
accident,
the
injured
insured
is
entitled
21
to
recover
up
to
an
amount
equal
to
the
highest
single
limit
22
for
uninsured,
underinsured,
or
hit-and-run
motor
vehicle
23
coverage
under
any
one
of
the
above
described
motor
vehicle
24
insurance
policies
insuring
the
injured
person
which
amount
25
shall
be
paid
by
the
insurers
according
to
any
priority
of
26
coverage
provisions
contained
in
the
policies
insuring
the
27
injured
person.
28
4.
A
policy
to
which
this
chapter
applies
shall
not
include
29
exclusions
or
step-down
provisions
that
eliminate
or
reduce
30
uninsured
or
underinsured
coverage
for
a
person
who
would
31
otherwise
be
covered
under
the
policy
for
the
reason
that
32
the
person
is
injured
by,
or
while
occupying
a
vehicle
being
33
operated
by,
another
person
insured
under
the
policy.
34
Sec.
3.
NEW
SECTION
.
602.1212A
Judges
for
medical
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malpractice
cases.
1
1.
The
supreme
court
shall
designate
at
least
one
district
2
judge
in
each
judicial
district
in
the
state
who
shall
be
3
subject
to
assignment
by
the
chief
justice
to
preside
as
4
necessary
in
this
state
in
a
medical
malpractice
action.
5
Designations
shall
be
made
on
the
basis
of
qualifications
and
6
experience,
and
shall
be
for
the
purpose
of
developing
a
pool
7
of
district
judges
who
will
have
the
knowledge
and
experience
8
needed
to
preside
in
medical
malpractice
actions.
9
2.
Only
the
district
judge
assigned
by
the
chief
justice
10
shall
preside
in
the
particular
medical
malpractice
action.
11
3.
For
purposes
of
this
section,
“medical
malpractice
12
action”
means
an
action
founded
on
injuries
to
a
person
or
13
wrongful
death
against
any
physician
and
surgeon,
osteopathic
14
physician
and
surgeon,
dentist,
podiatric
physician,
15
optometrist,
pharmacist,
chiropractor,
physician
assistant,
or
16
nurse,
licensed
under
chapter
147,
or
a
hospital
licensed
under
17
chapter
135B,
arising
out
of
patient
care.
18
Sec.
4.
NEW
SECTION
.
624.39
Continuance
——
medical
19
malpractice
actions.
20
A
motion
for
a
continuance
in
a
medical
malpractice
action,
21
as
defined
in
section
602.1212A,
shall
be
granted
only
upon
22
consent
of
the
parties
and
only
in
extraordinary
circumstances.
23
Sec.
5.
Section
633.3,
subsection
30,
Code
Supplement
2011,
24
is
amended
to
read
as
follows:
25
30.
Personal
representative
——
includes
executor
and
26
administrator.
However,
for
purposes
of
obtaining
a
decedent’s
27
medical
records
or
asserting
a
decedent’s
rights
under
the
28
federal
Health
Insurance
Portability
and
Accountability
Act
of
29
1996,
Pub.
L.
No.
104-191,
the
personal
representative
is
the
30
first
of
the
following
persons
who
exist
when
the
request
for
31
medical
records
or
assertion
of
rights
is
made:
32
a.
The
executor
or
administrator.
33
b.
The
decedent’s
spouse.
34
c.
The
decedent’s
adult
child.
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d.
The
decedent’s
adult
sibling.
1
Sec.
6.
Section
668.11,
Code
2011,
is
amended
to
read
as
2
follows:
3
668.11
Disclosure
of
expert
witnesses
in
liability
cases
4
involving
licensed
professionals.
5
1.
A
party
in
a
professional
liability
case
brought
against
6
a
licensed
professional
pursuant
to
this
chapter
who
intends
7
to
call
an
expert
witness
of
their
own
selection,
shall
8
certify
to
the
court
and
all
other
parties
the
expert’s
name,
9
qualifications
,
and
the
purpose
for
calling
the
expert
,
and
10
the
element
of
the
cause
of
action
about
which
the
expert
will
11
testify
within
the
following
time
period:
12
a.
The
plaintiff
within
one
hundred
eighty
days
of
the
13
defendant’s
answer
unless
the
court
for
good
cause
not
ex
parte
14
extends
the
time
of
disclosure.
15
b.
The
defendant
within
ninety
days
of
plaintiff’s
16
certification.
17
2.
If
a
party
fails
to
disclose
an
expert
pursuant
to
18
subsection
1
or
does
not
make
the
an
expert
available
for
19
discovery,
the
expert
shall
be
prohibited
from
testifying
in
20
the
action
unless
leave
for
the
expert’s
testimony
is
given
by
21
the
court
for
good
cause
shown.
22
3.
A
party
shall
disclose
at
least
one
but
not
more
than
two
23
experts
for
each
element
of
the
cause
of
action
about
which
an
24
expert
or
experts
will
be
called
to
testify.
25
3.
4.
This
section
does
not
apply
to
court
appointed
26
experts
or
to
rebuttal
experts
called
with
the
approval
of
the
27
court.
28
EXPLANATION
29
LIABILITY
INSURANCE
POLICY
INFORMATION.
This
bill
requires
30
insurers
to
provide
certain
information
about
insurance
31
policies
that
are
providing
or
may
provide
liability
insurance
32
coverage
to
a
claimant,
upon
the
request
of
the
claimant
or
33
the
claimant’s
representative,
and
to
update
the
information
34
provided
upon
the
discovery
that
it
is
not
correct.
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AUTOMOBILE
INSURANCE
COVERAGE
——
LIABILITY.
Code
section
1
516A.2(1)
relating
to
uninsured
and
underinsured
and
2
hit-and-run
motor
vehicle
coverage,
is
amended
to
provide
that
3
such
coverage
may
include
provisions
that
are
designed
to
4
avoid
duplicate
payment
of
damages.
Code
section
516A.2
is
5
amended
to
prohibit
exclusions
or
step-down
provisions
in
motor
6
vehicle
insurance
policies
that
eliminate
or
reduce
uninsured
7
or
underinsured
and
hit-and-run
coverage
for
a
person
who
would
8
otherwise
be
covered
under
the
policy
because
the
person
is
9
injured
by,
or
while
in
a
vehicle
being
operated
by,
another
10
person
insured
under
the
policy.
11
MEDICAL
MALPRACTICE
ACTIONS
——
JUDGES
——
MOTION
FOR
12
CONTINUANCE.
The
bill
provides
that
the
supreme
court
13
shall
designate
at
least
one
district
judge
in
each
judicial
14
district
in
the
state
who
shall
be
subject
to
assignment
15
by
the
chief
justice
to
preside
as
necessary
in
a
medical
16
malpractice
action.
Designations
shall
be
made
on
the
17
basis
of
qualifications
and
experience,
and
shall
be
for
the
18
purpose
of
developing
a
pool
of
district
judges
who
will
have
19
the
knowledge
and
experience
needed
to
preside
in
medical
20
malpractice
actions.
Only
the
district
judge
assigned
shall
21
preside
in
the
particular
medical
malpractice
action.
22
The
bill
provides
that
a
motion
for
a
continuance
in
a
23
medical
malpractice
action
shall
be
granted
only
upon
consent
24
of
the
parties
and
only
in
extraordinary
circumstances.
25
For
purposes
of
the
bill,
“medical
malpractice
action”
means
26
an
action
founded
on
injuries
to
a
person
or
wrongful
death
27
against
any
physician
and
surgeon,
osteopathic
physician
and
28
surgeon,
dentist,
podiatric
physician,
optometrist,
pharmacist,
29
chiropractor,
physician
assistant,
or
nurse,
licensed
under
30
Code
chapter
147,
or
a
hospital
licensed
under
Code
chapter
31
135B,
arising
out
of
patient
care.
32
PERSONAL
REPRESENTATIVE
——
HIPPA.
The
bill
expands
the
33
definition
of
personal
representative
under
the
probate
34
code
for
purposes
of
obtaining
a
decedent’s
medical
records
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or
asserting
a
decedent’s
rights
under
the
federal
Health
1
Insurance
Portability
and
Accountability
Act
of
1996,
Pub.
L.
2
No.
104-191
(HIPPA)
and
designates
the
personal
representative
3
under
such
circumstances
to
be
the
first
of
the
following
4
persons
who
exist
when
the
request
for
medical
records
or
5
assertion
of
rights
is
made:
the
executor
or
administrator;
6
the
decedent’s
spouse;
the
decedent’s
adult
child;
or
the
7
decedent’s
adult
sibling.
8
DISCLOSURE
OF
EXPERT
WITNESSES
——
LIABILITY
CASES
——
9
PROFESSIONALS.
Current
law
requires
a
party
in
a
professional
10
liability
case
brought
against
a
licensed
professional
who
11
intends
to
call
an
expert
witness
to
certify
to
the
court
and
12
all
parties
in
the
case
the
expert’s
name,
qualifications,
the
13
purpose
for
calling
the
expert
within
certain
time
frames,
14
depending
upon
whether
the
party
is
the
plaintiff
or
defendant
15
in
the
case.
The
bill
requires
a
party
who
intends
to
call
16
an
expert
witness
to
certify
to
the
court
and
all
parties
the
17
element
of
the
cause
of
action
about
which
the
expert
will
18
testify.
The
bill
also
requires
a
party
to
disclose
at
least
19
one
but
not
more
than
two
experts
for
each
element
of
the
cause
20
of
action
about
which
an
expert
or
experts
will
be
called
to
21
testify.
22
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