HOUSE FILE 2105

BY  LUKAN

A BILL FOR

An Act requiring the commissioner of insurance to develop a uniform application for use by individuals applying for new health insurance coverage under individual policies or contracts of accident and health insurance.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:

    Section 1.  NEW SECTION.  514A.5A  Uniform application form.
   The commissioner shall develop, by rule, a uniform application form for use by individuals applying for new health insurance coverage under an individual policy or contract of accident and health insurance written by an Iowa or non-Iowa company or association duly licensed in this state as provided in section 514A.1. The uniform application form shall be used by all such companies and associations not less than six months after the rules developing the form become effective under chapter 17A.
EXPLANATION
   This bill requires the commissioner of insurance to develop, by rule, a uniform application form for use by individuals applying for new health insurance coverage under an individual policy or contract of accident and health insurance written by a duly licensed Iowa or non-Iowa company or association.
   The uniform application form shall be used by all such companies and associations not less than six months after rules developing the form become effective under Code chapter 17A.
   Small employer health insurance carriers have been required to provide a uniform application for use by small employers since 2007.