Senate Study Bill 1118 



                                       SENATE FILE       
                                       BY  (PROPOSED COMMITTEE ON
                                            LABOR AND BUSINESS
                                            RELATIONS BILL BY
                                            CHAIRPERSON COURTNEY)


    Passed Senate, Date               Passed House,  Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act requiring the assessment of penalties for failure to
  2    timely pay certain workers' compensation benefits.
  3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  4 TLSB 1938XC 83
  5 av/rj/8

PAG LIN



  1  1    Section 1.  Section 86.13, Code 2009, is amended to read as
  1  2 follows:
  1  3    86.13  COMPENSATION PAYMENTS.
  1  4    1.  If an employer or insurance carrier pays weekly
  1  5 compensation benefits to an employee, the employer or
  1  6 insurance carrier shall file with the workers' compensation
  1  7 commissioner in the form and manner required by the workers'
  1  8 compensation commissioner a notice of the commencement of the
  1  9 payments.  The payments establish conclusively that the
  1 10 employer and insurance carrier have notice of the injury for
  1 11 which benefits are claimed but the payments do not constitute
  1 12 an admission of liability under this chapter or chapter 85,
  1 13 85A, or 85B.
  1 14    2.  If an employer or insurance carrier fails to file the
  1 15 notice required by this section, the failure stops the running
  1 16 of the time periods in section 85.26 as of the date of the
  1 17 first payment.  If commenced, the payments shall be terminated
  1 18 only when the employee has returned to work, or upon thirty
  1 19 days' notice stating the reason for the termination and
  1 20 advising the employee of the right to file a claim with the
  1 21 workers' compensation commissioner.
  1 22    3.  This section does not prevent the parties from reaching
  1 23 an agreement for settlement regarding compensation.  However,
  1 24 the agreement is valid only if signed by all parties and
  1 25 approved by the workers' compensation commissioner.
  1 26    If a delay in commencement or termination of benefits
  1 27 occurs without reasonable or probable cause or excuse, the
  1 28 workers' compensation commissioner shall award benefits in
  1 29 addition to those benefits payable under this chapter, or
  1 30 chapter 85, 85A, or 85B, up to fifty percent of the amount of
  1 31 benefits that were unreasonably delayed or denied.
  1 32    4.  a.  An employer has an affirmative duty to pay its
  1 33 employee the entirety of the benefits, plus any interest
  1 34 accrued thereon, to which the employee is entitled under
  1 35 chapters 85, 85A, and 85B, and this chapter by the date that
  2  1 the benefits or interest are due.  If an employee proves that
  2  2 the employee's employer, the employer's workers' compensation
  2  3 carrier, or both, did not pay any part of such benefits and
  2  4 interest to the employee by the due date, the workers'
  2  5 compensation commissioner shall order the employer, carrier,
  2  6 or both, to pay a penalty to the employee of up to fifty
  2  7 percent of the amount due.  The penalty ordered also
  2  8 constitutes a workers' compensation benefit and payment is due
  2  9 to the employee within ten days after the order is filed.
  2 10    b.  However, the commissioner shall not order a penalty
  2 11 paid as provided in paragraph "a" if after weighing all the
  2 12 evidence received and determining its credibility, the
  2 13 commissioner finds that based on all the circumstances proved,
  2 14 the employer, its workers' compensation carrier, or both, has
  2 15 proven, as an affirmative defense, that the failure of the
  2 16 employer, carrier, or both, to perform the affirmative duty to
  2 17 pay such benefits and interest when purportedly due, occurred
  2 18 after both of the following:
  2 19    (1)  The employer, its carrier, or both, conducted a
  2 20 reasonable investigation and a reasonable evaluation of the
  2 21 employee's entitlement to workers' compensation benefits and
  2 22 interest.
  2 23    (2)  The employer, its carrier, or both, had a basis for
  2 24 the failure to pay such benefits and interest which was both
  2 25 reasonable and was the actual reason for the failure to pay
  2 26 benefits and interest, and was provided in writing to the
  2 27 employee on or before the purported due date for payment of
  2 28 the benefits and interest.  A defense presented by an
  2 29 employer, its carrier, or both, that the basis of the failure
  2 30 to pay such benefits and interest when due is that the
  2 31 employee's entitlement to such benefits and interest is fairly
  2 32 debatable as a matter of law, as that defense is recognized in
  2 33 the common law as a reasonable basis for a failure to pay with
  2 34 respect to a bad=faith tort, does not constitute a reasonable
  2 35 basis for the failure to perform the affirmative duty to pay
  3  1 benefits and interest when due pursuant to this subsection.
  3  2                           EXPLANATION
  3  3    This bill amends Code section 86.13 to provide that all
  3  4 employers, their workers' compensation carriers, or both, have
  3  5 an affirmative duty to pay employees all workers' compensation
  3  6 benefits and interest due on those benefits to which the
  3  7 employee is entitled under Code chapters 85, 85A, 85B, and 86,
  3  8 by the date the benefits or interest are due.  If an employee
  3  9 proves that such benefits and interest have not been paid when
  3 10 due, the worker's compensation commissioner is required to
  3 11 order the employer, its carrier, or both, to pay a penalty to
  3 12 the employee of up to 50 percent of the amount due.  The
  3 13 penalty ordered also constitutes a workers' compensation
  3 14 benefit and is due within 10 days after the order is filed.
  3 15    The bill also provides that the commissioner shall not
  3 16 order payment of such a penalty if after weighing all the
  3 17 evidence received and determining its credibility, the
  3 18 commissioner finds that the employer, its carrier, or both,
  3 19 has proven that the failure to perform the affirmative duty to
  3 20 pay the benefits and interest when purportedly due, occurred
  3 21 after conducting a reasonable investigation and reasonable
  3 22 evaluation of the employee's entitlement to such benefits and
  3 23 interest and with a basis that was both reasonable and was the
  3 24 actual reason for the failure to pay, and was provided in
  3 25 writing to the employee on or before the purported due date
  3 26 for the payments.  The bill also provides that a defense that
  3 27 the basis of the failure to pay is that the employee's
  3 28 entitlement to such benefits or interest is fairly debatable
  3 29 as that defense is recognized in the common law as a
  3 30 reasonable basis for a failure to pay with respect to a
  3 31 bad=faith tort, does not constitute a reasonable basis for the
  3 32 failure to perform the affirmative duty to pay benefits and
  3 33 interest when due pursuant to this subsection.
  3 34 LSB 1938XC 83
  3 35 av/rj/8