Senate Study Bill 1115 



                                       SENATE FILE       
                                       BY  (PROPOSED COMMITTEE ON
                                            COMMERCE BILL BY
                                            CHAIRPERSON WARNSTADT)


    Passed Senate, Date               Passed House,  Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act prohibiting the use of insurance scores calculated using
  2    the occupation and education levels of consumers when
  3    underwriting or rating personal insurance risks.
  4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  5 TLSB 1598XC 83
  6 av/rj/14

PAG LIN



  1  1    Section 1.  Section 515.103, subsection 2, paragraph a,
  1  2 Code 2009, is amended to read as follows:
  1  3    a.  Use an insurance score that is calculated using income,
  1  4 gender, address, zip code, ethnic group, religion, marital
  1  5 status, occupation, education level, race, or nationality of a
  1  6 consumer as a factor.
  1  7                           EXPLANATION
  1  8    This bill prohibits the use of credit information that uses
  1  9 an insurance score that is calculated using the occupation or
  1 10 education level of the consumer as a factor to underwrite or
  1 11 rate risks for a policy of personal insurance.
  1 12 LSB 1598XC 83
  1 13 av/rj/14