House File 795 - Introduced HOUSE FILE BY COMMITTEE ON LABOR (SUCCESSOR TO HF 530) Passed House, Date Passed Senate, Date Vote: Ayes Nays Vote: Ayes Nays Approved A BILL FOR 1 An Act relating to the choice of doctor to treat an injured 2 employee under workers' compensation laws and providing 3 effective and applicability dates. 4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 5 TLSB 1613HV 83 6 av/rj/5 PAG LIN 1 1 Section 1. Section 85.27, subsection 4, Code 2009, is 1 2 amended by striking the subsection and inserting in lieu 1 3 thereof the following: 1 4 4. a. For purposes of this section, the employer is 1 5 obligated to furnish reasonable services and supplies for the 1 6 treatment of an injured employee by the employee's 1 7 predesignated treating physician, who shall be the initial 1 8 provider of medical care. An injured employee has the right 1 9 to predesignate a physician, with whom the employee had a 1 10 previous relationship prior to the work injury, to provide 1 11 treatment for the injury. When an injury occurs, the employer 1 12 shall promptly provide medical care by the employee's 1 13 predesignated treating physician, as defined in section 135.1, 1 14 for the work injury and any condition the physician believes 1 15 is causally related to that injury. The employee's 1 16 predesignated treating physician includes an individual 1 17 physician, a group of physicians, or a specific medical 1 18 clinic. 1 19 (1) The predesignated treating physician shall be 1 20 authorized by the employer to treat the injury at the 1 21 employer's expense, in any manner deemed appropriate by the 1 22 physician, without a requirement of preapproval by a 1 23 representative or agent of the employer or the employer's 1 24 insurer for diagnostic testing or treatment modalities. 1 25 (2) The predesignated treating physician shall also be 1 26 authorized to refer the injured employee to other physicians, 1 27 therapists, or medical providers of specialized services, at 1 28 the employer's expense. Such referrals by the predesignated 1 29 treating physician shall be made without a requirement of 1 30 preapproval by a representative or agent of the employer or 1 31 the employer's insurer. 1 32 b. Upon hire and annually during employment an employer 1 33 shall provide written notice to all employees of their rights 1 34 under this subsection to predesignate a physician for 1 35 treatment of a workplace injury, in a manner prescribed by the 2 1 workers' compensation commissioner by rule. The employer or 2 2 the employer's insurer shall not make suggestions or otherwise 2 3 attempt to influence an employee's choice of a physician to 2 4 provide such care. An employee shall, as soon as is 2 5 practicable, notify the employer of an injury and upon 2 6 receiving such notice of an injury from an employee, the 2 7 employer shall again provide written notice to that employee 2 8 of the employee's rights under this subsection in a manner 2 9 prescribed by the workers' compensation commissioner by rule. 2 10 If an employer fails to notify an employee of the employee's 2 11 right to choose a physician as provided in this subsection, 2 12 the employee has the right to choose any physician to provide 2 13 treatment for the injury and the treatment shall be considered 2 14 care authorized under this section. The physician chosen by 2 15 an injured employee to treat the injury shall be authorized to 2 16 provide care as provided in paragraph "a", subparagraphs (1) 2 17 and (2), of this subsection. The employer shall pay for all 2 18 such care, unless the workers' compensation commissioner 2 19 determines otherwise. 2 20 c. The employer shall establish a panel of four physicians 2 21 from whom an injured employee may choose treatment for an 2 22 injury if the employee has not predesignated a physician with 2 23 whom the employee had a previous relationship prior to the 2 24 injury, and the employee or the employee's representative 2 25 shall choose a physician who is included on that panel to 2 26 provide treatment. If the employer has funded, in whole or in 2 27 part, a group medical plan for its employees, the panel shall 2 28 be chosen from the physicians participating in the group plan. 2 29 A collective bargaining agreement made between an employer and 2 30 an employee organization may provide that the employer and 2 31 employee organization jointly determine which physicians will 2 32 be included on the panel. If the employer fails to establish 2 33 such a panel as provided in this paragraph, an injured 2 34 employee shall have the right to choose any physician of the 2 35 employee's choice to provide treatment for the injury and the 3 1 treatment shall be considered care authorized under this 3 2 section. After an injured employee has received treatment for 3 3 a period of thirty days, the employee or the employee's 3 4 representative has the right to choose a physician who is not 3 5 included on the panel to provide continued treatment for the 3 6 injury, at the employer's expense. 3 7 d. If the employer or employee has reason to be 3 8 dissatisfied with the care provided by the predesignated 3 9 treating physician or with the care provided by a physician, 3 10 therapist, or medical provider to whom the injured employee 3 11 was referred by the predesignated treating physician, 3 12 including concerns about the cost of the medical treatment 3 13 ordered or provided, the employer and the employee may 3 14 mutually agree upon alternate care. 3 15 (1) If the employer and employee cannot agree on alternate 3 16 care, either the employer or the employee shall notify an 3 17 insurance claims specialist with the division of workers' 3 18 compensation who shall, within five working days, schedule a 3 19 conference between the employer and the employee by any 3 20 reasonable manner available, to review the basis for 3 21 dissatisfaction and to provide an advisory opinion to resolve 3 22 the medical care dispute. 3 23 (2) If following the conference with the insurance claims 3 24 specialist, the employer and employee still cannot agree on 3 25 alternate care, the commissioner may, upon application and 3 26 reasonable proof of the necessity therefor, allow and order 3 27 alternate care. The commissioner shall not be bound by the 3 28 advisory opinion of the insurance claims specialist. Upon 3 29 application the workers' compensation commissioner shall 3 30 conduct a hearing in any reasonable manner to effectuate a 3 31 prompt resolution of the alternate care dispute. The 3 32 commissioner shall issue a decision within ten working days of 3 33 receipt of an application for alternate care. The employer or 3 34 the employer's insurer is liable for the costs of all medical 3 35 care provided by the predesignated treating physician or by a 4 1 physician, therapist, or medical provider to whom an injured 4 2 employee is referred for medical care by the predesignated 4 3 treating physician and shall hold the employee harmless for 4 4 the cost of such medical care provided. 4 5 e. In an emergency, an injured employee may choose the 4 6 employee's care at the employer's expense. 4 7 f. When it is medically indicated that no significant 4 8 improvement from an injury is anticipated, the employer shall 4 9 obtain a medical opinion regarding the extent of the 4 10 employee's permanent disability and may arrange for a medical 4 11 examination of the injured employee in order to do so. The 4 12 employee shall be paid wages, at the employee's regular rate, 4 13 plus whatever reasonable transportation expenses are incurred 4 14 while attending the examination. The physician chosen by the 4 15 employer has the right to confer with and obtain from any 4 16 physician retained by the injured employee sufficient history 4 17 of the injury to make a proper examination. The refusal of 4 18 the employee to submit to the examination shall suspend the 4 19 employee's right to any compensation during the period of the 4 20 refusal. Compensation shall not be payable for the period of 4 21 the suspension. 4 22 Sec. 2. Section 85.39, unnumbered paragraph 1, Code 2009, 4 23 is amended to read as follows: 4 24 1.After an injury, the employee, if requested by the 4 25 employer, shall submit for examination at some reasonable time 4 26 and place and as often as reasonably requested, to a physician 4 27 or physicians authorized to practice under the laws of this 4 28 state or another state, without cost to the employee; but if 4 29 the employee requests, the employee, at the employee's own 4 30 cost, is entitled to have a physician or physicians of the 4 31 employee's own selection present to participate in the 4 32 examination.After the employer obtains a medical opinion 4 33 regarding the extent of an injured employee's permanent 4 34 disability pursuant to section 85.27, subsection 4, and if the 4 35 injured employee believes that the evaluation of the extent of 5 1 the permanent disability contained in the opinion is 5 2 insufficient, the employee has the right to obtain another 5 3 medical opinion from a physician of the employee's choice, at 5 4 the employer's expense. 5 5 2. If an employee is required to leave work for which the 5 6 employee is being paid wages to attendthe requestedan 5 7 examination to obtain another medical opinion, the employee 5 8 shall be compensated at the employee's regular rate for the 5 9 time the employee is required to leave work, and the employee 5 10 shall be furnished transportation to and from the place of 5 11 examination, or the employer may elect to pay the employee the 5 12 reasonable cost of the transportation.The refusal of the 5 13 employee to submit to the examination shall suspend the 5 14 employee's right to any compensation for the period of the 5 15 refusal. Compensation shall not be payable for the period of 5 16 suspension.5 17 Sec. 3. Section 85.39, unnumbered paragraph 2, Code 2009, 5 18 is amended by striking the unnumbered paragraph. 5 19 Sec. 4. EFFECTIVE AND APPLICABILITY DATES. This Act takes 5 20 effect January 1, 2010, and applies to injuries occurring on 5 21 or after that date. 5 22 EXPLANATION 5 23 This bill relates to the choice of a physician to treat an 5 24 injured employee under the state's workers' compensation laws. 5 25 The bill gives an employee the right to predesignate a 5 26 treating physician as defined in Code section 135.1, with whom 5 27 the employee had a previous relationship prior to the work 5 28 injury to provide treatment for the work injury. A 5 29 predesignated treating physician is authorized to provide 5 30 treatment deemed necessary or refer the injured employee to 5 31 other medical providers for treatment, at the employer's 5 32 expense, without any requirement of preapproval by the 5 33 employer or the employer's insurer. The employer is required 5 34 to provide written notice to employees of this right upon 5 35 hire, annually during employment, and upon receiving notice of 6 1 an injury from an employee, in a manner prescribed by the 6 2 workers' compensation commissioner. 6 3 If the employer fails to provide such notification, an 6 4 injured employee has the right to choose any physician to 6 5 provide treatment for the work=related injury and that 6 6 treatment shall be considered authorized care. 6 7 If the employee has not predesignated a physician prior to 6 8 a work injury, the employee shall choose a physician from a 6 9 panel of four physicians established by the employer. 6 10 If the employer or employee is dissatisfied with the care 6 11 provided by the predesignated treating physician or by a 6 12 medical provider to whom the injured employee was referred by 6 13 the predesignated treating physician including cost concerns, 6 14 the parties may agree to alternate care. If the parties 6 15 cannot agree on such alternate care, either party shall notify 6 16 an insurance claims specialist with the division of workers' 6 17 compensation, who shall provide an advisory opinion to resolve 6 18 the dispute. 6 19 If following the conference with the insurance claims 6 20 specialist, the parties still cannot agree, the commissioner 6 21 may upon application and proof of the necessity therefor, 6 22 order alternate care. The commissioner is required to issue a 6 23 decision within 10 working days of receipt of an application 6 24 for alternate medical care. 6 25 When it is medically indicated that no significant 6 26 improvement from an injury is anticipated, the employer shall 6 27 obtain a medical opinion regarding the extent of the 6 28 employee's permanent disability and may arrange for a medical 6 29 examination of the injured employee to do so. 6 30 Code section 85.39 is amended to allow an injured employee 6 31 to obtain another medical opinion from a physician of the 6 32 employee's choice, at the employer's expense, if the employee 6 33 believes the evaluation of the employee's permanent disability 6 34 obtained by the employer is insufficient. 6 35 The bill takes effect and applies to injuries occurring on 7 1 or after January 1, 2010. 7 2 LSB 1613HV 83 7 3 av/rj/5