House File 2081 - Introduced HOUSE FILE 2081 BY SCHULTE A BILL FOR An Act requiring notification of preauthorization requirements 1 pursuant to health insurance coverage. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB 5278YH (3) 83 av/nh
H.F. 2081 Section 1. NEW SECTION . 514K.2 Health care plan disclosures 1 —— preauthorization requirements. 2 1. A carrier providing health insurance coverage as defined 3 in section 513B.2, shall notify enrollees and health care 4 providers of any preauthorization requirements for coverage 5 of health care services. A carrier shall also provide a 6 telephone number for inquiries concerning such preauthorization 7 requirements to health care providers and on the insurance 8 information card or other technology that is issued to 9 enrollees for claims processing of the carrier. 10 2. A carrier is not required to issue a separate insurance 11 information card or other technology for provision of the 12 information required by this section if another card or other 13 technology that is issued by the carrier can also accommodate 14 the information. 15 3. As used in this section, “carrier” means an entity 16 subject to the insurance laws and regulations of this state, or 17 subject to the jurisdiction of the commissioner, that contracts 18 or offers to contract to provide, deliver, arrange for, pay 19 for, or reimburse any of the costs of health care services, 20 including an insurance company offering sickness and accident 21 plans, a health maintenance organization, a nonprofit health 22 service corporation, or any other entity providing a plan of 23 health insurance, health benefits, or health services. 24 EXPLANATION 25 This bill creates new Code section 514K.2 which requires 26 carriers providing health insurance coverage to notify 27 enrollees and health care providers of any preauthorization 28 requirements for coverage of health care services. Carriers 29 are also required to provide a telephone number for inquiries 30 concerning such requirements to health care providers and on 31 the insurance information card or other technology that is 32 issued to enrollees for claims processing of the carriers. 33 Carriers are not required to issue a separate insurance 34 information card or other technology if another card or 35 -1- LSB 5278YH (3) 83 av/nh 1/ 2
H.F. 2081 technology that is issued by the carrier can also accommodate 1 the information required by the bill. 2 As used in the new Code section, “carrier” means an entity 3 subject to the insurance laws and regulations of this state, or 4 subject to the jurisdiction of the commissioner, that contracts 5 or offers to contract to provide, deliver, arrange for, pay 6 for, or reimburse any of the costs of health care services, 7 including an insurance company offering sickness and accident 8 plans, a health maintenance organization, a nonprofit health 9 service corporation, or any other entity providing a plan of 10 health insurance, health benefits, or health services. 11 -2- LSB 5278YH (3) 83 av/nh 2/ 2