Senate File 2314 - Introduced



                                       SENATE FILE       
                                       BY  DOTZLER


    Passed Senate, Date               Passed House,  Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act requiring imposition of a penalty for certain delays in
  2    commencement or terminations of workers' compensation
  3    benefits, and providing an applicability date.
  4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  5 TLSB 5566SS 82
  6 av/nh/8

PAG LIN



  1  1    Section 1.  Section 86.13, unnumbered paragraph 4, Code
  1  2 2007, is stricken.
  1  3    Sec. 2.  NEW SECTION.  86.13B  DELAY IN COMMENCEMENT OR
  1  4 TERMINATION OF BENEFITS == PENALTY == LEGISLATIVE INTENT.
  1  5    1.  For the purposes of this section:
  1  6    a.  "Affirmative obligation" means the duty described in
  1  7 subsection 2 to pay benefits in full on or before the due
  1  8 date.  "Affirmative obligation" includes the duty to
  1  9 investigate and evaluate whether or not benefits are due.
  1 10    b.  "Benefits" means any benefits, compensation, interest
  1 11 on compensation, or interest on other benefits due under
  1 12 section 85.27, 85.28, 85.29, 85.30, 85.31, 85.32, 85.33,
  1 13 85.34, 535.2, or 535.3.
  1 14    c.  "Commissioner" means the workers' compensation
  1 15 commissioner.
  1 16    d.  "Compensation" means transportation expenses and other
  1 17 benefits, except services, supplies, care, or treatment
  1 18 provided under section 85.27, subsection 1, 4, or 5.
  1 19    e.  "Due date" means the date that payment is due for any
  1 20 of the following, as follows:
  1 21    (1)  For the principal amount of compensation due, the due
  1 22 date is the day after the last day of each seven=day period in
  1 23 which compensation becomes payable.
  1 24    (2)  For interest added to compensation, the due date is
  1 25 the seventh day after the due date of the principal amount of
  1 26 compensation.
  1 27    (3)  For the principal amount of benefits due, the due date
  1 28 is thirty days after the benefits, including but not limited
  1 29 to services, supplies, treatment, or care provided under
  1 30 section 85.27, were or should have been furnished to an
  1 31 employee and ten days after transportation expenses were paid
  1 32 by an employee.
  1 33    (4)  For interest added to benefits, the due date is the
  1 34 date provided by law or contract.
  1 35    f.  "Failure to perform" means the failure to perform an
  2  1 affirmative obligation.
  2  2    g.  "Legal excuse" means an excuse given by an employer for
  2  3 a failure to perform an affirmative obligation which satisfies
  2  4 all of the following criteria:
  2  5    (1)  The excuse actually existed during any period in which
  2  6 there was a failure by an employer to perform.
  2  7    (2)  The excuse was preceded by a reasonable investigation
  2  8 and evaluation by the employer of whether benefits were due.
  2  9    (3)  The excuse was actually the cause of the failure to
  2 10 perform upon which the employer contemporaneously relied when
  2 11 failing to perform an affirmative obligation.
  2 12    (4)  The excuse is reasonable under the facts and
  2 13 circumstances.
  2 14    A claim by an employer that an affirmative obligation was
  2 15 fairly debatable as a matter of law, which can be objectively
  2 16 determined, does not constitute a legal excuse.
  2 17    2.  An employer has an affirmative obligation to pay
  2 18 benefits in full on or before the due date.  The affirmative
  2 19 obligation arises on the date that an employer becomes aware
  2 20 that an injury arising out of and in the course of employment
  2 21 may have been sustained or is claimed by an employee to have
  2 22 been sustained.  The affirmative obligation continues until
  2 23 all benefits due have been paid in full.  An affirmative
  2 24 obligation arises regardless of whether an employee makes a
  2 25 claim for benefits that are due or which will become due.
  2 26    3.  The commissioner shall impose a penalty on an employer
  2 27 as provided in subsection 4, if the commissioner makes both of
  2 28 the following findings:
  2 29    a.  The employer failed to perform an affirmative
  2 30 obligation.
  2 31    b.  The employer failed to prove the existence of a legal
  2 32 excuse for the employer's failure to perform an affirmative
  2 33 obligation.
  2 34    4.  A penalty shall be imposed by the commissioner on an
  2 35 employer for failure to perform an affirmative obligation
  3  1 pursuant to subsection 3 that is payable to the employee to
  3  2 whom the affirmative obligation is owed in an amount that is
  3  3 equal to the amount of the benefits that were not paid on or
  3  4 before the due date, unless the commissioner finds that there
  3  5 are mitigating facts and circumstances.  If the commissioner
  3  6 finds that there are mitigating facts and circumstances the
  3  7 commissioner may reduce the amount of the penalty imposed on
  3  8 the employer to an amount that is not less than fifty percent
  3  9 of the amount of the benefits that were not paid on or before
  3 10 the due date.  For the purposes of this subsection, mitigating
  3 11 facts and circumstances include but are not limited to any of
  3 12 the following:
  3 13    a.  The brevity of the failure to perform the affirmative
  3 14 obligation owed to the employee.
  3 15    b.  The low dollar value or the low number of the benefits
  3 16 that were not paid on or before the due date.
  3 17    c.  The lack of any prior penalty assessment against the
  3 18 employer.
  3 19    d.  The fact that the employer made a good faith attempt to
  3 20 inform the employee of the reason for the employer's failure
  3 21 to perform and to seek input from the employee concerning the
  3 22 validity of the reason given.
  3 23    e.  The lack of harm to the employee or to the workers'
  3 24 compensation system caused by the employer's failure to
  3 25 perform the affirmative obligation.
  3 26    f.  Other mitigating facts and circumstances determined by
  3 27 the commissioner to be relevant.
  3 28    5.  Alternatively, or in addition to receiving penalties
  3 29 under this section, an employee may file a lawsuit in district
  3 30 court for actual and punitive damages against an employer
  3 31 based on the employer's failure to perform an affirmative
  3 32 obligation as provided in this section.  The court may award
  3 33 actual and punitive damages to the employee upon a finding of
  3 34 both of the following:
  3 35    a.  The employer failed to perform an affirmative
  4  1 obligation owed to the employee.
  4  2    b.  The employer failed to prove the existence of a legal
  4  3 excuse for the employer's failure to perform an affirmative
  4  4 obligation owed to the employee.
  4  5    6.  If an employee claims punitive damages under subsection
  4  6 5, the employer may offer as a defense against imposition of
  4  7 punitive damages, evidence of mitigating facts and
  4  8 circumstances as provided in subsection 4.  If the employer
  4  9 offers such a defense, the employee may offer evidence that a
  4 10 penalty was imposed by the commissioner previously against the
  4 11 employer at any time either pursuant to section 86.13, Code
  4 12 2007, or pursuant to this section.
  4 13    7.  If punitive damages are awarded in the district court,
  4 14 the amount of such damages shall be reduced by the amount of
  4 15 any penalty that was imposed by the commissioner pursuant to
  4 16 this section for the employer's failure to perform the
  4 17 affirmative obligation that is the subject of the lawsuit.
  4 18    8.  A claim for failure to perform an affirmative
  4 19 obligation shall be made under this section within five years
  4 20 of the failure to perform the affirmative obligation.
  4 21    Sec. 3.  INTENT == APPLICABILITY.  It is the intent of the
  4 22 general assembly in enacting this section to abrogate the
  4 23 common law tort based on a failure to pay workers'
  4 24 compensation benefits for all failures to perform an
  4 25 affirmative obligation that occur on or after July 1, 2008.
  4 26 However, if a failure to perform an affirmative obligation
  4 27 occurred prior to July 1, 2008, an employee may file a claim
  4 28 either for imposition of benefits under section 86.13,
  4 29 unnumbered paragraph 4, Code 2007, or under this section if
  4 30 the claim is made within five years of the employer's failure
  4 31 to perform the affirmative obligation.
  4 32                           EXPLANATION
  4 33    This bill strikes the current penalty provision for failure
  4 34 to pay workers' compensation benefits contained in Code
  4 35 section 86.13 and creates new Code section 86.13B, which
  5  1 requires the imposition of a penalty on employers for certain
  5  2 delays in commencement or terminations of workers'
  5  3 compensation benefits.
  5  4    The bill provides that an employer has an affirmative
  5  5 obligation to pay workers' compensation benefits on or before
  5  6 the date the benefits are due.  An "affirmative obligation" is
  5  7 defined as a duty to pay benefits in full on or before the due
  5  8 date and includes the duty to investigate and evaluate whether
  5  9 or not such benefits are due.
  5 10    The workers' compensation commissioner is required to
  5 11 impose a penalty on an employer payable to the employee if the
  5 12 commissioner finds that the employer failed to perform an
  5 13 affirmative obligation to pay benefits and failed to prove the
  5 14 existence of a legal excuse for such failure to pay.  The
  5 15 amount of the penalty is required to equal the amount of the
  5 16 benefits that were not timely paid, unless the commissioner
  5 17 finds that there are mitigating facts and circumstances.  In
  5 18 that case the penalty may be reduced to an amount that is not
  5 19 less than 50 percent of the amount of the benefits that were
  5 20 not timely paid.
  5 21    Alternatively, or in addition to the right to receive
  5 22 penalties under the new Code section, an employee may file a
  5 23 lawsuit in district court for actual and punitive damages
  5 24 based on an employer's failure to perform an affirmative
  5 25 obligation to pay workers' compensation benefits.  Punitive
  5 26 damages may be awarded only upon a finding that the employer
  5 27 failed to perform an affirmative obligation owed to the
  5 28 employee and failed to prove the existence of a legal excuse
  5 29 for that failure.  An employer may present evidence of
  5 30 mitigating facts and circumstances as a defense.  In response,
  5 31 an employee may present evidence that prior penalties have
  5 32 been assessed against the employer.
  5 33    The expressed intent of the bill is to abrogate the common
  5 34 law tort based on the failure to pay workers' compensation
  5 35 benefits, for all such failures that occur on or after July 1,
  6  1 2008.  However, if a failure to perform an affirmative
  6  2 obligation occurred prior to July 1, 2008, an employee may
  6  3 file a claim either for imposition of benefits under Code
  6  4 section 86.13, unnumbered paragraph 4, which is stricken by
  6  5 the bill, or under new Code section 86.13B if the claim is
  6  6 made within five years of such failure.
  6  7 LSB 5566SS 82
  6  8 av/nh/8.1