House File 2466 - Introduced



                                       HOUSE FILE       
                                       BY  MAY


    Passed House,  Date               Passed Senate, Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act relating to intentional acts exclusions in insurance
  2    policies.
  3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  4 TLSB 6051HH 82
  5 av/nh/8

PAG LIN



  1  1    Section 1.  NEW SECTION.  515.101A  DUTY TO DEFEND ==
  1  2 SELF=DEFENSE.
  1  3    A condition or exclusion in an application, policy, or
  1  4 contract of insurance that excludes coverage for expected or
  1  5 intentional injuries caused by the insured is not applicable
  1  6 when the injury occurred while the insured was acting in
  1  7 self=defense.
  1  8                           EXPLANATION
  1  9    This bill provides that a condition or exclusion in an
  1 10 application, policy, or contract of insurance that excludes
  1 11 coverage for expected or intentional injuries caused by the
  1 12 insured is not applicable when the injury occurred while the
  1 13 insured was acting in self=defense.  The bill abrogates the
  1 14 holdings of the Iowa supreme court that acting in self=defense
  1 15 by an insured does not prevent application of an intentional
  1 16 acts exclusion in the insured's insurance policy.
  1 17 LSB 6051HH 82
  1 18 av/nh/8