Senate Study Bill 3242





                                       SENATE FILE       
                                       BY  (PROPOSED COMMITTEE ON
                                            COMMERCE BILL BY
                                            CO=CHAIRPERSON WARNSTADT)


    Passed Senate, Date               Passed House,  Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act requiring development of a simplified application process
  2    and uniform application for small employer group health
  3    insurance coverage.
  4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  5 TLSB 6544SK 81
  6 av/je/5

PAG LIN



  1  1    Section 1.  UNIFORM APPLICATION FOR SMALL EMPLOYER GROUP
  1  2 HEALTH INSURANCE COVERAGE == RECOMMENDATIONS == REPORT.
  1  3    1.  The commissioner of insurance shall work with small
  1  4 employer carriers to develop a simplified application process
  1  5 to assist employers in applying for health insurance coverage
  1  6 offered by such carriers.  The process shall include a uniform
  1  7 application form to be utilized by all small employer
  1  8 carriers.
  1  9    2.  The commissioner shall report recommendations to the
  1 10 general assembly by December 31, 2006, for development of a
  1 11 simplified application process and uniform application form to
  1 12 be implemented for use by all small employer carriers by July
  1 13 1, 2007.
  1 14    3.  For the purposes of this section, a "small employer
  1 15 carrier" is a carrier as defined in section 513B.2 that offers
  1 16 health benefit plans covering the employees of a small
  1 17 employer as defined in section 513B.2.
  1 18                           EXPLANATION
  1 19    This bill requires the commissioner of insurance to work
  1 20 with entities providing health insurance coverage to small
  1 21 employers to develop a simplified application process for such
  1 22 insurance.  The system is required to include a uniform
  1 23 application form to be utilized by all small employer
  1 24 carriers.
  1 25    The commissioner is required to report recommendations for
  1 26 development of the simplified application process and uniform
  1 27 application form to the general assembly by December 31, 2006,
  1 28 to be implemented for use by all small employer carriers by
  1 29 July 1, 2007.
  1 30    For the purposes of the bill, a "small employer carrier" is
  1 31 a carrier as defined in Code section 513B.2 which offers
  1 32 health benefit plans covering the employees of a small
  1 33 employer as defined in Code section 513B.2 that employs two to
  1 34 50 employees.
  1 35 LSB 6544SK 81
  2  1 av:nh/je/5