House Study Bill 672



                                       HOUSE FILE       
                                       BY  (PROPOSED COMMITTEE ON
                                            COMMERCE, REGULATION AND
                                            LABOR BILL BY CHAIRPERSON
                                            JENKINS)


    Passed House,  Date               Passed Senate, Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act to require notice of a breach of the security of a
  2    computerized data system containing personal information and
  3    providing for civil remedies.
  4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  5 TLSB 6387HC 81
  6 kk/je/5

PAG LIN



  1  1    Section 1.  NEW SECTION.  715C.1  DEFINITIONS.
  1  2    For purposes of this chapter, unless the context otherwise
  1  3 requires:
  1  4    1.  "Breach of the security of the system" means the
  1  5 unauthorized acquisition of unencrypted computerized data that
  1  6 compromises the security, confidentiality, or integrity of
  1  7 personal information maintained by a person.  Good faith
  1  8 acquisition of personal information by an employee or agent of
  1  9 a person for the purposes of the person is not a breach of the
  1 10 security of the system, provided that the personal information
  1 11 is not used or subject to further unauthorized disclosure.
  1 12    2.  "Notice" means any of the following:
  1 13    a.  Written notice.
  1 14    b.  Telephonic notice.
  1 15    c.  Electronic notice, if the notice provided is consistent
  1 16 with the provisions regarding electronic records and
  1 17 signatures set forth in chapter 554D and 15 U.S.C. } 7001.
  1 18    d.  Substitute notice, if the person required to provide
  1 19 notice demonstrates that the cost of providing notice will
  1 20 exceed seventy=five thousand dollars, or that the affected
  1 21 class of residents to be notified exceeds one hundred thousand
  1 22 residents, or that the person does not have sufficient contact
  1 23 information to provide notice.  Substitute notice shall
  1 24 consist of all of the following:
  1 25    (1)  Notice by electronic mail if the person has electronic
  1 26 mail addresses for the members of the affected class of
  1 27 residents.
  1 28    (2)  Conspicuous posting of the notice on the internet
  1 29 website of the person if the person maintains an internet
  1 30 website.
  1 31    (3)  Notice to major statewide media.
  1 32    3.  "Person" means the same as defined in section 4.1.
  1 33    4.  "Personal information" means a first name or first
  1 34 initial and last name in combination with any one or more of
  1 35 the following data elements that relate to a resident of this
  2  1 state, when either the name or the data elements are not
  2  2 encrypted:
  2  3    a.  Social security number.
  2  4    b.  Driver's license number or nonoperator's identification
  2  5 card number.
  2  6    c.  Account number, or credit or debit card number, in
  2  7 combination with any required security code, access code, or
  2  8 password that would permit access to a resident's financial
  2  9 account.
  2 10    "Personal information" does not include publicly available
  2 11 information that is lawfully made available to the general
  2 12 public from federal, state, or local government records.
  2 13    Sec. 2.  NEW SECTION.  715C.2  DISCLOSURE OF BREACH OF
  2 14 SECURITY OF COMPUTERIZED PERSONAL INFORMATION.
  2 15    1.  A person who conducts business in this state and owns
  2 16 or licenses computerized data that includes personal
  2 17 information about a resident of this state shall, when the
  2 18 person becomes aware of a breach of the security of the
  2 19 system, conduct in good faith a reasonable and prompt
  2 20 investigation to determine the likelihood that personal
  2 21 information has been or will be misused.  If the investigation
  2 22 determines that the misuse of information about a resident of
  2 23 this state has occurred or is reasonably likely to occur, the
  2 24 person shall give notice as soon as possible to the affected
  2 25 resident.  Notice shall be made in the most expedient manner
  2 26 possible and without unreasonable delay, consistent with the
  2 27 legitimate needs of law enforcement and consistent with any
  2 28 measures necessary to determine the scope of the breach and to
  2 29 restore the reasonable integrity of the computerized data
  2 30 system.
  2 31    2.  A person who maintains computerized data that includes
  2 32 personal information that the person does not own or license
  2 33 shall give notice to and cooperate with the owner or licensee
  2 34 of the information of any breach of the security of the system
  2 35 immediately following discovery of a breach, if misuse of
  3  1 personal information about a resident of this state occurred
  3  2 or is reasonably likely to occur.  Cooperation shall include
  3  3 sharing with the owner or licensee information relevant to the
  3  4 breach.
  3  5    3.  If a person is required to provide notice to more than
  3  6 one thousand residents under this chapter, the person shall
  3  7 also provide notice, without unreasonable delay, to all known
  3  8 consumer reporting agencies that compile and maintain files on
  3  9 consumers on a nationwide basis as defined by 15 U.S.C. }
  3 10 1681a.  Nothing in this subsection shall be construed to
  3 11 require the person to provide to a consumer reporting agency
  3 12 the names or other personal information of the residents who
  3 13 may have been affected by the breach.  This subsection shall
  3 14 not apply to a person who is subject to Title V of the federal
  3 15 Gramm=Leach=Bliley Act, 15 U.S.C. } 6801 et seq.
  3 16    4.  Notice required by this chapter may be delayed if a law
  3 17 enforcement agency determines that the notice will impede a
  3 18 criminal investigation.  Notice required by this chapter shall
  3 19 be made in good faith, without unreasonable delay, and as soon
  3 20 as possible after the law enforcement agency determines that
  3 21 notification will no longer impede the investigation.
  3 22    Sec. 3.  NEW SECTION.  715C.3  PROCEDURES DEEMED IN
  3 23 COMPLIANCE WITH SECURITY BREACH REQUIREMENTS.
  3 24    1.  Notwithstanding section 715C.2, a person who maintains
  3 25 their own notice procedures as part of an information security
  3 26 policy for the treatment of personal information, and whose
  3 27 procedures are otherwise consistent with the timing
  3 28 requirements of this chapter is deemed to be in compliance
  3 29 with the notice requirements of this chapter if the person
  3 30 notifies affected residents in accordance with their policies
  3 31 in the event of a breach of security of the system.
  3 32    2.  Notwithstanding section 715C.2, a person who is
  3 33 regulated by state or federal law and who maintains procedures
  3 34 for a breach of the security of the system pursuant to the
  3 35 laws, rules, regulations, or guidelines established by the
  4  1 person's primary or functional state or federal regulator is
  4  2 deemed to be in compliance with this chapter if the person
  4  3 notifies affected residents in accordance with the maintained
  4  4 procedures when a breach occurs.
  4  5    Sec. 4.  NEW SECTION.  715C.4  VIOLATIONS.
  4  6    The attorney general may bring a civil action in law or
  4  7 equity to address violations of this chapter and for other
  4  8 relief that may be appropriate to ensure proper compliance
  4  9 with this chapter or to recover direct economic damages
  4 10 resulting from a violation, or both.  The provisions of this
  4 11 chapter are not exclusive and do not relieve a person subject
  4 12 to this chapter from compliance with all other applicable
  4 13 provisions of law.
  4 14                           EXPLANATION
  4 15    This bill requires a person who owns or licenses
  4 16 computerized data that includes personal information to
  4 17 conduct an investigation of any breach of the security of the
  4 18 person's computerized data system and determine the likelihood
  4 19 that the personal information has been or will be misused.  If
  4 20 the investigation determines that misuse has occurred or is
  4 21 reasonably likely to occur, the person shall give notice to
  4 22 those residents of this state whose personal information was
  4 23 or may be misused.  As defined by Code section 4.1, a "person"
  4 24 includes a corporation or similar entity, and a government or
  4 25 a governmental subdivision or agency.
  4 26    The bill requires a person who maintains computerized data
  4 27 that includes personal information that the person does not
  4 28 own to notify the owner of the data of any breach in the
  4 29 security of the data and share with the owner relevant
  4 30 information related to the breach.
  4 31    The notice shall be provided immediately unless a law
  4 32 enforcement agency determines that the notification will
  4 33 impede a criminal investigation.  The notice may be made in
  4 34 writing, through electronic means, or by substitute notice as
  4 35 defined by the bill.  If a notice is required for more than
  5  1 1,000 residents, the person required to provide notice shall
  5  2 also provide notice to all known consumer reporting agencies
  5  3 that compile and maintain files on consumers on a nationwide
  5  4 basis as defined by federal law.  The bill provides that if a
  5  5 person maintains their own notice procedures as part of an
  5  6 information security policy or if the person is regulated by a
  5  7 state or federal law and maintains procedures for a breach of
  5  8 the security of the system pursuant to those laws, then
  5  9 compliance with those procedures is deemed to be compliance
  5 10 with the notice requirements of new Code chapter 715C.
  5 11    The bill provides the attorney general authority to enforce
  5 12 the provisions of new Code chapter 715C by bringing a civil
  5 13 action in law or equity to recover direct economic damages.
  5 14 LSB 6387HC 81
  5 15 kk:nh/je/5