House File 2204

                                       HOUSE FILE       
                                       BY  EICHHORN


    Passed House,  Date               Passed Senate, Date             
    Vote:  Ayes        Nays           Vote:  Ayes        Nays         
                 Approved                            

                                      A BILL FOR

  1 An Act relating to a moratorium on new mandated health or medical
  2    expense benefits coverage.
  3 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:
  4 TLSB 5641YH 80
  5 av/pj/5

PAG LIN

  1  1    Section 1.  NEW SECTION.  514C.21  MORATORIUM ON MANDATED
  1  2 HEALTH OR MEDICAL EXPENSE COVERAGES.
  1  3    1.  A policy or contract providing for third=party payment
  1  4 or prepayment of health or medical expenses shall not be
  1  5 required to include coverage for specific health or medical
  1  6 expense benefits other than those required under Code 2003 or
  1  7 Code Supplement 2003, or pursuant to other provision of law in
  1  8 effect on June 30, 2004.
  1  9    2.  This section shall not be construed to prohibit any
  1 10 policy or contract providing for third=party payment or
  1 11 prepayment of health or medical expenses from including
  1 12 expanded coverage for specific health or medical expense
  1 13 benefits in addition to the coverage that is required by law
  1 14 or to prohibit an individual or employer from electing to
  1 15 receive expanded coverage in addition to the coverage that is
  1 16 required by law.
  1 17    3.  This section shall not be construed to require a
  1 18 purchaser of a policy or contract providing for third=party
  1 19 payment or prepayment of health or medical expenses to
  1 20 purchase a health benefit plan that contains coverage for all
  1 21 specific health or medical expense benefits required by law.
  1 22    4.  A policy or contract providing for third=party payment
  1 23 or prepayment of health or medical expenses shall not require,
  1 24 as a condition of the sale of the policy or contract, that the
  1 25 purchaser choose coverage that does not include coverage for
  1 26 all specific health or medical expense benefits required by
  1 27 law.
  1 28    5.  This section applies to any policy or contract
  1 29 providing for third=party payment or prepayment of health or
  1 30 medical expenses that is delivered, issued for delivery,
  1 31 continued, or renewed in this state on or after July 1, 2004.
  1 32                           EXPLANATION
  1 33    This bill creates a moratorium on new mandated health or
  1 34 medical expense benefits coverage.  The bill provides that a
  1 35 policy or contract providing for third=party payment or
  2  1 prepayment of health or medical expenses shall not be required
  2  2 to include coverage for specific health or medical expense
  2  3 benefits other than those required under Code 2003 or Code
  2  4 Supplement 2003, or pursuant to other provision of law in
  2  5 effect on June 30, 2004.
  2  6    The bill provides that the bill shall not be construed to
  2  7 prohibit any such policy or contract from including expanded
  2  8 coverage beyond what is mandated by law or to prohibit an
  2  9 individual or employer from electing to receive such expanded
  2 10 coverage.
  2 11    The bill also provides that its provisions shall not be
  2 12 construed to require a purchaser of such a policy or contract
  2 13 to purchase a health benefit plan that includes coverage for
  2 14 all specific health or medical expense benefits required by
  2 15 law.
  2 16    The bill also provides that such a policy or contract shall
  2 17 not require, as a condition of the sale of the policy or
  2 18 contract, that the purchaser choose coverage that does not
  2 19 include all coverage that is specifically mandated by law.
  2 20    The bill provides that its provisions apply to any such
  2 21 policy or contract that is delivered, issued for delivery,
  2 22 continued, or renewed in this state on or after July 1, 2004.
  2 23 LSB 5641YH 80
  2 24 av/pj/5