House
File
2330
-
Enrolled
House
File
2330
AN
ACT
RELATING
TO
ELECTRONIC
DELIVERY
OF
CERTAIN
INSURANCE
NOTICES
AND
DOCUMENTS.
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
Section
1.
Section
505B.1,
Code
2022,
is
amended
by
adding
the
following
new
subsection:
NEW
SUBSECTION
.
11A.
a.
For
purposes
of
this
subsection:
(1)
“Covered
employee”
or
“employee”
means
an
individual
participating
in
a
group
health
plan
who
is
entitled
to
notices
and
documents
and
who
is
an
employee
of
the
sponsor
or
policyholder
of
the
group
health
plan.
(2)
“Covered
person”
or
“person”
means
an
individual
participating
in
a
group
health
plan
who
is
entitled
to
notices
and
documents.
(3)
“Smart
device”
means
an
electronic
device
that
combines
a
cell
phone
with
a
hand-held
computer
and
that
offers
internet
access,
and
text
or
electronic
mail
capabilities.
b.
Notwithstanding
any
provision
of
this
section
to
the
contrary,
a
sponsor
or
policyholder
of
a
group
health
plan
may
consent
to
notices
and
documents
delivered
by
electronic
means,
unless
there
is
a
federal
requirement
for
a
specific
mode
of
delivery,
on
behalf
of
the
sponsor
or
policyholder’s
covered
employees
and
covered
persons.
For
such
consent
to
be
effective,
the
sponsor
or
policyholder
shall
do
all
of
the
following:
(1)
(a)
Assign
each
covered
employee
for
whom
consent
is
House
File
2330,
p.
2
being
given
an
electronic
mail
address
for
employment-related
purposes
at
which
the
employee
may
receive
or
access
notifications
regarding
posted
notices
and
documents
delivered
by
electronic
means,
or
require
each
employee
for
whom
consent
is
being
given
to
provide
the
sponsor
or
policyholder
with
an
electronic
mail
address
or
a
smart
device
number
at
which
the
employee
may
receive
or
access
notifications
regarding
posted
notices
and
documents
delivered
by
electronic
means.
(b)
Require
each
covered
person,
or
a
covered
employee
on
behalf
of
a
covered
person,
to
provide
the
sponsor
or
policyholder
with
an
electronic
mail
address
or
a
smart
device
number
at
which
the
person
may
receive
or
access
notifications
regarding
notices
and
documents
delivered
by
electronic
means.
(2)
Prior
to
delivery
by
electronic
means
of
notices
and
documents
to
covered
employees
and
covered
persons,
the
sponsor
or
policyholder
shall
provide
a
notification
in
paper
form
to
each
employee
and
each
person
for
whom
consent
is
being
given
that
does
all
of
the
following:
(a)
Notifies
the
employee
or
person
that
notices
and
documents
for
the
group
health
plan
will
be
posted
to
an
internet
site
to
which
the
employee
or
person
will
have
reasonable
access.
(b)
Confirms
the
electronic
mail
address
or
smart
device
number
to
which
notifications
regarding
notices
and
documents
will
be
delivered
by
electronic
means
to
the
employee
or
person.
(c)
Provides
instructions
for
accessing
notices
or
documents
on
the
internet
site
described
in
subparagraph
(2),
subparagraph
division
(a).
(d)
Provides
the
time
period
during
which
a
specific
type
of
notice
or
document
delivered
by
electronic
means
will
remain
accessible.
(e)
Advises
the
employee
or
person
that
a
paper
form
of
a
notice
or
document
may
be
requested
and
will
be
provided
free
of
charge,
and
the
process
to
request
a
paper
form.
(f)
Advises
the
employee
or
person
of
the
right
to
opt
out
of
delivery
by
electronic
means
and
the
process
to
exercise
that
right.
(3)
Provides
notice
to
each
impacted
covered
employee
and
House
File
2330,
p.
3
each
impacted
covered
person
each
time
a
notice
or
document
is
posted
on
the
internet
site
described
in
subparagraph
(2),
subparagraph
division
(a).
The
notice
may
be
delivered
by
electronic
means
to
the
covered
employee’s
or
covered
person’s
electronic
mail
address
or
smart
device
number
and
shall
include
all
of
the
following:
(a)
A
prominent
statement
that
important
information
regarding
the
group
health
plan
has
been
posted
on
the
internet
site.
(b)
The
name
of,
or
a
description
of,
the
notice
or
document.
(c)
The
internet
site
address
or
the
hyperlink
at
which
the
notice
or
document
may
be
accessed.
(d)
A
statement
of
the
recipient’s
right
to
request
the
notice
or
document
in
paper
form,
free
of
charge,
and
the
process
to
exercise
that
right.
(e)
A
statement
of
the
recipient’s
right
to
opt
out
of
delivery
by
electronic
means
and
to
receive
documents
in
paper
form
free
of
charge.
(f)
The
time
period
during
which
the
notice
or
document
will
remain
accessible
on
the
internet
site.
(g)
A
telephone
number
for
the
insurer
or
the
group
health
plan
administrator.
______________________________
PAT
GRASSLEY
Speaker
of
the
House
______________________________
JAKE
CHAPMAN
President
of
the
Senate
I
hereby
certify
that
this
bill
originated
in
the
House
and
is
known
as
House
File
2330,
Eighty-ninth
General
Assembly.
______________________________
MEGHAN
NELSON
Chief
Clerk
of
the
House
Approved
_______________,
2022
______________________________
KIM
REYNOLDS
Governor