<?xml version="1.0" encoding="UTF-8"?><slim:Document xmlns:slim="urn:legix:slim" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:atipl="http://www.arbortext.com/namespace/PageLayout" class="codeChapter" id="chp513D" name="513D"><slim:About class="header"><slim:Property type="string" name="checkinTime">10/14/2021 11:50</slim:Property><slim:Property type="string" name="taskInfo">1035:A3E6E87B-22DE-4DB9-9309-803E9A51EA8D</slim:Property><slim:Property type="string" name="taskInfo">1035:02C25B62-F04B-427D-9B32-D43941764763</slim:Property><slim:Property type="string" name="version">12</slim:Property></slim:About><slim:TOC><slim:Item idref="sec513D.1" title="513D.1   Multiple employer welfare arrangements and association health plans."/><slim:Item idref="sec513D.2" title="513D.2   Rules and enforcement."/></slim:TOC><slim:Body><slim:Level class="codeChapter" id="chp513D"><slim:Heading class="heading"><xhtml:span class="identifier">513D</xhtml:span><xhtml:span class="headnote">MULTIPLE EMPLOYER WELFARE ARRANGEMENTS</xhtml:span></slim:Heading><slim:Section class="codeSection" id="sec513D.1"><xhtml:div class="heading"><xhtml:span class="identifier">513D.1</xhtml:span><xhtml:span class="headnote">Multiple employer welfare arrangements and association health plans.</xhtml:span></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">1</xhtml:span></xhtml:div><xhtml:p class="para">As used in <xhtml:span class="iowaCodeRef">this chapter</xhtml:span>, unless the context otherwise requires:</xhtml:p><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">a</xhtml:span></xhtml:div><xhtml:p class="para"><xhtml:span class="term">“Association health plan”</xhtml:span> or <xhtml:span class="term">“AHP”</xhtml:span> means a multiple employer welfare arrangement formed as an association health plan pursuant to <xhtml:span class="CFRRef">29 C.F.R. pt. 2510</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">b</xhtml:span></xhtml:div><xhtml:p class="para"><xhtml:span class="term">“Commissioner”</xhtml:span> means the commissioner of insurance.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">c</xhtml:span></xhtml:div><xhtml:p class="para"><xhtml:span class="term">“Multiple employer welfare arrangement”</xhtml:span> or <xhtml:span class="term">“MEWA”</xhtml:span> means a multiple employer welfare arrangement as defined in <xhtml:span class="USActsRef">section 3 of the federal Employee Retirement Income Security Act of 1974</xhtml:span>, <xhtml:span class="USCRef">29 U.S.C. §1002, paragraph 40</xhtml:span>.</xhtml:p></xhtml:div></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">2</xhtml:span></xhtml:div><xhtml:p class="para">An AHP or MEWA that offers a plan to, or maintains a group health plan for, any resident of this state shall be subject to the jurisdiction of the commissioner and shall comply with all of the following requirements:</xhtml:p><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">a</xhtml:span></xhtml:div><xhtml:p class="para">The AHP or MEWA must be administered by an insurer authorized to do the business of insurance in this state or an authorized third-party administrator that holds a current certificate of registration pursuant to <xhtml:span class="iowaCodeRef">section 510.21</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">b</xhtml:span></xhtml:div><xhtml:p class="para">The AHP or MEWA must be established by a trade, industry, or professional association of employers that has a constitution or bylaws, is organized and maintained in good faith, and has membership stability as defined by rules adopted by the commissioner.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">c</xhtml:span></xhtml:div><xhtml:p class="para">The AHP or MEWA must register with the commissioner and obtain and maintain a certificate of registration issued by the commissioner.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">d</xhtml:span></xhtml:div><xhtml:p class="para">The AHP or MEWA shall comply with all rules and solvency standards established by rules adopted by the commissioner.</xhtml:p></xhtml:div></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">3</xhtml:span></xhtml:div><xhtml:p class="para">An AHP or MEWA that does not meet the solvency standards pursuant to <xhtml:span class="iowaCodeRef">subsection 2</xhtml:span>, paragraph <xhtml:span class="i">“d”</xhtml:span>, shall be subject to <xhtml:span class="iowaCodeRef">chapter 507C</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">4</xhtml:span></xhtml:div><xhtml:p class="para">An AHP or MEWA that meets all of the requirements of <xhtml:span class="iowaCodeRef">subsection 2</xhtml:span> shall not be considered any of the following:</xhtml:p><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">a</xhtml:span></xhtml:div><xhtml:p class="para">An insurance company or association of whatever kind or character under <xhtml:span class="iowaCodeRef">section 432.1</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">b</xhtml:span></xhtml:div><xhtml:p class="para">A member of the Iowa individual health benefit reinsurance association pursuant to <xhtml:span class="iowaCodeRef">section 513C.10, subsection 1</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="letteredPara"><xhtml:div class="heading"><xhtml:span class="identifier">c</xhtml:span></xhtml:div><xhtml:p class="para">A member insurer of the Iowa life and health insurance guaranty association pursuant to <xhtml:span class="iowaCodeRef">section 508C.5</xhtml:span>.</xhtml:p></xhtml:div></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">5</xhtml:span></xhtml:div><xhtml:p class="para">An AHP or MEWA that is registered with the commissioner pursuant to <xhtml:span class="iowaCodeRef">subsection 2</xhtml:span>, paragraph <xhtml:span class="i">“c”</xhtml:span>, shall annually file with the commissioner on or before March 1 a copy of the report required to be filed by the AHP or MEWA with the United States department of labor pursuant to <xhtml:span class="CFRRef">29 C.F.R. §2520.101-2</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">6</xhtml:span></xhtml:div><xhtml:p class="para">An AHP or MEWA that is registered with the commissioner pursuant to <xhtml:span class="iowaCodeRef">subsection 2</xhtml:span>, paragraph <xhtml:span class="i">“c”</xhtml:span>, shall annually file with the commissioner a report on or before March 1 for the preceding calendar year. The annual report shall contain the information and be in a form and manner as prescribed by the commissioner.</xhtml:p></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">7</xhtml:span></xhtml:div><xhtml:p class="para">A foreign or domestic AHP or MEWA doing business in the state shall pay fees as prescribed by the commissioner unless otherwise provided by law.</xhtml:p></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">8</xhtml:span></xhtml:div><xhtml:p class="para">A MEWA that is recognized as tax-exempt under <xhtml:span class="USCRef">Internal Revenue Code section 501(c)(9)</xhtml:span> and that is registered with the commissioner prior to January 1, 2018, shall not be considered an AHP unless the MEWA affirmatively elects to be treated as an AHP.</xhtml:p></xhtml:div><xhtml:div class="history"><xhtml:div class="historyItem"><xhtml:span class="iowaActsRef">2018 Acts, ch 1063, §5</xhtml:span>; <xhtml:span class="iowaActsRef">2018 Acts, ch 1172, §68</xhtml:span>; <xhtml:span class="iowaActsRef">2019 Acts, ch 59, §183</xhtml:span>; <xhtml:span class="iowaActsRef">2021 Acts, ch 181, §11</xhtml:span></xhtml:div></xhtml:div></slim:Section><slim:Section class="codeSection" id="sec513D.2"><xhtml:div class="heading"><xhtml:span class="identifier">513D.2</xhtml:span><xhtml:span class="headnote">Rules and enforcement.</xhtml:span></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">1</xhtml:span></xhtml:div><xhtml:p class="para">The commissioner of insurance shall adopt rules as necessary pursuant to <xhtml:span class="iowaCodeRef">chapter 17A</xhtml:span> to administer <xhtml:span class="iowaCodeRef">this chapter</xhtml:span>.</xhtml:p></xhtml:div><xhtml:div class="subsection"><xhtml:div class="heading"><xhtml:span class="identifier">2</xhtml:span></xhtml:div><xhtml:p class="para">The commissioner of insurance may take any enforcement action under the commissioner’s authority to enforce compliance with <xhtml:span class="iowaCodeRef">this chapter</xhtml:span>. </xhtml:p></xhtml:div><xhtml:div class="history"><xhtml:div class="historyItem"><xhtml:span class="iowaActsRef">2018 Acts, ch 1063, §6</xhtml:span>; <xhtml:span class="iowaActsRef">2019 Acts, ch 59, §184</xhtml:span>; <xhtml:span class="iowaActsRef">2019 Acts, ch 89, §16</xhtml:span>; <xhtml:span class="iowaActsRef">2021 Acts, ch 181, §12</xhtml:span></xhtml:div></xhtml:div></slim:Section></slim:Level></slim:Body></slim:Document>