Senate File 2358 S-5077 Amend Senate File 2358 as follows: 1 1. By striking everything after the enacting clause and 2 inserting: 3 < Section 1. NEW SECTION . 514C.4A Supplemental and 4 diagnostic breast examinations. 5 1. As used in this section, unless the context otherwise 6 requires: 7 a. “Breast magnetic resonance imaging” or “breast MRI” 8 means an examination of a breast, following administration of 9 intravenous contrast, using a powerful magnetic field, radio 10 waves, and a computer to produce detailed pictures of the 11 structures within the breast. 12 b. “Breast ultrasound” means a noninvasive examination of 13 a breast using high-frequency sound waves to produce detailed 14 images of the breast. 15 c. “Covered person” means a policyholder, subscriber, or 16 other person participating in a policy, contract, or plan that 17 provides for third-party payment or prepayment of health or 18 medical expenses. 19 d. “Diagnostic breast examination” means a medically 20 necessary and appropriate examination of the breast that may 21 include a diagnostic mammogram, breast magnetic resonance 22 imaging, breast ultrasound, or other breast imaging, and that 23 is performed for any of the following reasons: 24 (1) To evaluate an abnormality seen or suspected during a 25 screening examination for breast cancer. 26 (2) To evaluate an abnormality detected by another means of 27 examination. 28 e. “Diagnostic mammogram” means a detailed examination of a 29 breast abnormality using X ray. 30 f. “Health care professional” means the same as defined in 31 section 514J.102. 32 g. “Health care services” means services for the diagnosis, 33 prevention, treatment, cure, or relief of a health condition, 34 illness, injury, or disease. 35 -1- SF 2358.3580 (1) 90 (amending this SF 2358 to CONFORM to HF 2489) nls/ko 1/ 3 #1.
h. “Screening mammogram” means an examination of a breast 1 that aids in the early detection and diagnosis of breast 2 abnormalities including breast cancer. 3 i. “Supplemental breast examination” means a medically 4 necessary and appropriate examination of the breast that may 5 include breast magnetic resonance imaging, breast ultrasound, 6 contrast-enhanced mammography, or examination for dense 7 breast tissue as described by the breast imaging reporting 8 and data system of the American college of radiology, and 9 that is performed to screen for breast cancer when there is 10 no abnormality seen or suspected and based on an individual’s 11 personal or family medical history, or additional factors that 12 may increase the individual’s risk of breast cancer. 13 2. a. Notwithstanding the uniformity of treatment 14 requirements of section 514C.6, a policy, contract, or plan 15 providing for third-party payment or prepayment of health or 16 medical expenses shall provide coverage for supplemental breast 17 examinations and diagnostic breast examinations. 18 b. Coverage required under this section shall not be less 19 favorable than coverage a health carrier offers for screening 20 mammograms. 21 3. a. This section applies to the following classes of 22 third-party payment provider contracts, policies, or plans 23 delivered, issued for delivery, continued, or renewed in this 24 state on or after January 1, 2025: 25 (1) Individual or group accident and sickness insurance 26 providing coverage on an expense-incurred basis. 27 (2) An individual or group hospital or medical service 28 contract issued pursuant to chapter 509, 514, or 514A. 29 (3) An individual or group health maintenance organization 30 contract regulated under chapter 514B. 31 (4) A plan established for public employees pursuant to 32 chapter 509A. 33 b. This section shall not apply to accident-only, specified 34 disease, short-term hospital or medical, hospital confinement 35 -2- SF 2358.3580 (1) 90 (amending this SF 2358 to CONFORM to HF 2489) nls/ko 2/ 3
indemnity, credit, dental, vision, Medicare supplement, 1 long-term care, basic hospital and medical-surgical expense 2 coverage as defined by the commissioner of insurance, 3 disability income insurance coverage, coverage issued as a 4 supplement to liability insurance, workers’ compensation or 5 similar insurance, or automobile medical payment insurance. 6 4. The commissioner of insurance may adopt rules pursuant to 7 chapter 17A to administer this section. > 8 ______________________________ CHERIELYNN WESTRICH -3- SF 2358.3580 (1) 90 (amending this SF 2358 to CONFORM to HF 2489) nls/ko 3/ 3