H-8071

   Amend House File 2299 as follows:
   1.  By striking everything after the enacting clause and inserting: 
   <Section 1.  NEW SECTION.  515.109A  Appraisals —— limitations on use.
   The appraisal process included in the standard fire policy in section 515.109, subsection 6, paragraph “a”, shall only be used to appraise a loss, stating separately actual cash value and loss to each item; and shall not be used to determine a dispute regarding the cause of a loss or to determine whether a loss is covered under the terms of the policy.
   Sec. 2.  APPLICABILITY.  This Act applies January 1, 2023, to fire insurance contracts issued for delivery, continued, or renewed in this state, and to insured losses incurred under such contracts, on or after that date.>

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LOHSE of Polk