H-8148

   Amend House File 2234 as follows:
   1.  By striking page 1, line 33, through page 2, line 8.
   2.  Page 4, by striking lines 10 and 11 and inserting <promptly after the expiration of twelve months, or six months if the petition includes a waiver of deficiency>
   3.  Page 4, line 12, after <judgment.> by inserting <During the first three months, the mortgagee shall engage in reasonable efforts to resolve the debt without completing foreclosure, by engaging with the mortgagor in mediation in accordance with section 654.4B and negotiating the possibilities of allowing the mortgagor to mitigate the mortgagor’s debt and reaching an agreement with the mortgagor to modify the mortgage instrument. After the first three months, the mortgagee shall file with the court an affidavit of good faith attesting that the mortgagee has engaged in reasonable efforts to resolve the debt without completing foreclosure. If, upon review of the affidavit, the court finds that the mortgagee engaged in reasonable efforts to resolve the debt and the period of redemption has passed, the mortgaged real property may proceed to sale.>
   4.  By renumbering as necessary.

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MEYER of Polk