House File 2234 H-8148 Amend House File 2234 as follows: 1 1. By striking page 1, line 33, through page 2, line 8. 2 2. Page 4, by striking lines 10 and 11 and inserting 3 < promptly after the expiration of twelve months, or six months 4 if the petition includes a waiver of deficiency > 5 3. Page 4, line 12, after < judgment. > by inserting 6 < During the first three months, the mortgagee shall engage 7 in reasonable efforts to resolve the debt without completing 8 foreclosure, by engaging with the mortgagor in mediation 9 in accordance with section 654.4B and negotiating the 10 possibilities of allowing the mortgagor to mitigate the 11 mortgagor’s debt and reaching an agreement with the mortgagor 12 to modify the mortgage instrument. After the first three 13 months, the mortgagee shall file with the court an affidavit 14 of good faith attesting that the mortgagee has engaged in 15 reasonable efforts to resolve the debt without completing 16 foreclosure. If, upon review of the affidavit, the court finds 17 that the mortgagee engaged in reasonable efforts to resolve the 18 debt and the period of redemption has passed, the mortgaged 19 real property may proceed to sale. > 20 4. By renumbering as necessary. 21 ______________________________ MEYER of Polk -1- HF2234.4245 (2) 87 asf/rj 1/ 1 #1. #2. #3. #4.