House
File
489
S-3253
Amend
House
File
489,
as
amended,
passed,
and
1
reprinted
by
the
House,
as
follows:
2
1.
Page
1,
before
line
1
by
inserting:
3
<
Section
1.
Section
123.92,
subsection
2,
Code
4
2013,
is
amended
to
read
as
follows:
5
2.
a.
Every
liquor
control
licensee
and
class
6
“B”
beer
permittee,
except
a
class
“E”
liquor
7
control
licensee,
shall
furnish
proof
of
financial
8
responsibility
by
the
existence
of
a
liability
9
insurance
policy
in
an
amount
determined
by
the
10
division.
If
an
insurer
provides
dramshop
liability
11
insurance
at
a
new
location
to
a
licensee
or
permittee
12
who
has
a
positive
loss
experience
at
other
locations
13
for
which
such
insurance
is
provided
by
the
insurer,
14
and
the
insurer
bases
premium
rates
at
the
new
location
15
on
the
negative
loss
history
of
the
previous
licensee
16
or
permittee
at
that
location,
the
insurer
shall
17
examine
and
consider
adjusting
the
premium
for
the
18
new
location
not
less
than
thirty
months
after
the
19
insurance
is
issued,
based
on
the
loss
experience
of
20
the
licensee
or
permittee
at
that
location
during
that
21
thirty-month
period
of
time.
22
b.
A
dramshop
liability
insurance
policy
may
be
23
written
on
an
aggregate
limit
basis.
24
c.
The
purpose
of
dramshop
liability
insurance
25
is
to
provide
protection
for
members
of
the
public
26
who
experience
damages
as
a
result
of
licensees
or
27
permittees
serving
patrons
beer,
wine,
or
intoxicating
28
liquor
to
a
point
that
reaches
or
exceeds
the
standard
29
set
forth
in
law
for
liability.
Minimum
coverage
30
requirements
for
such
insurance
are
not
for
the
purpose
31
of
making
the
insurance
affordable
for
all
licensees
or
32
permittees
regardless
of
claims
experience.
A
dramshop
33
liability
insurance
policy
obtained
by
a
licensee
or
34
permittee
shall
meet
the
minimum
insurance
coverage
35
requirements
as
determined
by
the
division
and
is
a
36
mandatory
condition
for
holding
a
license
or
permit.
>
37
2.
Title
page,
line
1,
by
striking
<
under
the
38
purview
of
>
and
inserting
<
involving
insurance
and
>
39
______________________________
MATT
McCOY
-1-
HF489.2311
(4)
85
av/nh
1/
1
#1.
#2.