House Amendment 1324


PAG LIN




     1  1    Amend Senate File 389, as amended, passed, and
     1  2 reprinted by the Senate, as follows:
     1  3 #1.  By striking page 1, line 2, through page 20,
     1  4 line 27, and inserting the following:
     1  5        <IOWA CHOICE HEALTH CARE COVERAGE COUNCIL
     1  6    Section 1.  Section 514E.1, subsections 15 and 22,
     1  7 Code 2009, are amended to read as follows:
     1  8    15.  "Iowa choice health care coverage advisory
     1  9 council" or "advisory council" "council" means the
     1 10 advisory council created in section 514E.6.
     1 11    22.  "Qualified health care coverage" means
     1 12 creditable coverage which meets minimum standards of
     1 13 quality and affordability as determined by the
     1 14 association by rule.
     1 15    Sec. 2.  Section 514E.2, subsection 3, unnumbered
     1 16 paragraph 1, Code 2009, is amended to read as follows:
     1 17    The association shall submit to the commissioner a
     1 18 plan of operation for the association and any
     1 19 amendments necessary or suitable to assure the fair,
     1 20 reasonable, and equitable administration of the
     1 21 association.  The plan of operation shall include
     1 22 provisions for the development of a comprehensive
     1 23 health care coverage plan as provided in section
     1 24 514E.5.  In developing the comprehensive plan the
     1 25 association shall give deference to the
     1 26 recommendations made by the advisory council as
     1 27 provided in section 514E.6, subsection 1.  The
     1 28 association shall approve or disapprove but shall not
     1 29 modify recommendations made by the advisory council.
     1 30 Recommendations that are approved shall be included in
     1 31 the plan of operation submitted to the commissioner.
     1 32 Recommendations that are disapproved shall be
     1 33 submitted to the commissioner with reasons for the
     1 34 disapproval.  The plan of operation becomes effective
     1 35 upon approval in writing by the commissioner prior to
     1 36 the date on which the coverage under this chapter must
     1 37 be made available.  After notice and hearing, the
     1 38 commissioner shall approve the plan of operation if
     1 39 the plan is determined to be suitable to assure the
     1 40 fair, reasonable, and equitable administration of the
     1 41 association, and provides for the sharing of
     1 42 association losses, if any, on an equitable and
     1 43 proportionate basis among the member carriers.  If the
     1 44 association fails to submit a suitable plan of
     1 45 operation within one hundred eighty days after the
     1 46 appointment of the board of directors, or if at any
     1 47 later time the association fails to submit suitable
     1 48 amendments to the plan, the commissioner shall adopt,
     1 49 pursuant to chapter 17A, rules necessary to implement
     1 50 this section.  The rules shall continue in force until
     2  1 modified by the commissioner or superseded by a plan
     2  2 submitted by the association and approved by the
     2  3 commissioner.  In addition to other requirements, the
     2  4 plan of operation shall provide for all of the
     2  5 following:
     2  6    Sec. 3.  Section 514E.5, Code 2009, is amended by
     2  7 striking the section and inserting in lieu thereof the
     2  8 following:
     2  9    514E.5  IOWA HEALTH CARE COVERAGE PLANS == COVERAGE
     2 10 OF ALL CHILDREN == STUDY AND RECOMMENDATIONS REGARDING
     2 11 COMPREHENSIVE COVERAGE.
     2 12    1.  The Iowa choice health care coverage council,
     2 13 in collaboration with the Iowa Medicaid enterprise and
     2 14 the hawk=i board, shall consider options and make
     2 15 recommendations for a comprehensive health care
     2 16 coverage plan to provide health care coverage to all
     2 17 children without such coverage, that utilizes,
     2 18 modifies, and enhances existing public programs,
     2 19 including the medical assistance program and hawk=i
     2 20 program and maximizes the ability of the state to
     2 21 obtain federal funding and reimbursement for such
     2 22 programs.
     2 23    a.  The council shall consider options and make
     2 24 recommendations for the coordination of a children's
     2 25 health care network in the state that acts as a
     2 26 resource for consumers to transition seamlessly among
     2 27 public and private health care coverage options,
     2 28 including but not limited to medical assistance,
     2 29 hawk=i, and Iowa choice programs.
     2 30    b.  The council shall also consider options and
     2 31 make recommendations for providing access to private,
     2 32 unsubsidized, affordable, qualified health care
     2 33 coverage to children who are not otherwise eligible
     2 34 for health care coverage through public programs.
     2 35    2.  The council shall consider options and make
     2 36 recommendations for providing access to private,
     2 37 unsubsidized, affordable, qualified health care
     2 38 coverage to all Iowa children less than nineteen years
     2 39 of age with a family income that is more than three
     2 40 hundred percent of the federal poverty level and to
     2 41 adults and families with a family income that is up to
     2 42 four hundred percent of the federal poverty level who
     2 43 are not otherwise eligible for health care coverage
     2 44 through public programs.
     2 45    a.  The council shall consider options and make
     2 46 recommendations concerning what constitutes qualified
     2 47 health care coverage for adults and families who are
     2 48 not eligible for a public program.
     2 49    b.  The council shall consider options and make
     2 50 recommendations for a health care coverage program
     3  1 called Iowa choice which offers private qualified
     3  2 health care coverage with options to purchase at least
     3  3 three levels of benefits including a gold plan which
     3  4 offers a comprehensive benefits package, a silver plan
     3  5 which offers a medium benefits package, and a bronze
     3  6 plan which offers a basic benefits package.  The
     3  7 council shall consider options and make
     3  8 recommendations for providing an array of benefits
     3  9 through the Iowa choice program that may include
     3 10 physical, mental, and dental health care coverages.
     3 11    3.  The council shall also consider options and
     3 12 make recommendations to offer a program to provide
     3 13 coverage under the state health or medical group
     3 14 insurance plan to nonstate public employees, including
     3 15 employees of counties, cities, schools, area education
     3 16 agencies, and community colleges, and employees of
     3 17 nonprofit employers and small employers and to pool
     3 18 such employees with the state plan.
     3 19    4.  The council shall study the ramifications of
     3 20 requiring each employer in the state with more than
     3 21 ten employees to adopt and maintain a cafeteria plan
     3 22 that satisfies section 125 of the Internal Revenue
     3 23 Code of 1986.
     3 24    5.  As part of considering options and making
     3 25 recommendations for a comprehensive health care
     3 26 coverage plan, the council may collaborate with health
     3 27 insurance carriers to do including but not limited to
     3 28 the following:
     3 29    a.  Design solutions to issues relating to
     3 30 guaranteed issuance of insurance, preexisting
     3 31 condition exclusions, portability, and allowable
     3 32 pooling and rating classifications.
     3 33    b.  Formulate principles that ensure fair and
     3 34 appropriate practices relating to issues involving
     3 35 individual health care policies such as recision and
     3 36 preexisting condition clauses, and that provide for a
     3 37 binding third=party review process to resolve disputes
     3 38 related to such issues.
     3 39    c.  Design affordable, portable health care
     3 40 coverage options for low=income children, adults, and
     3 41 families.
     3 42    d.  Design a proposed premium schedule for health
     3 43 care coverage options that are recommended by the
     3 44 council which includes the development of rating
     3 45 factors that are consistent with market conditions.
     3 46    e.  Design protocols to limit the transfer from
     3 47 employer=sponsored or other private health care
     3 48 coverage to state=developed health care coverage
     3 49 plans.
     3 50    6.  The council shall submit a report of its
     4  1 recommendations for a comprehensive health care
     4  2 coverage plan to the commissioner for review and
     4  3 comment and the commissioner shall forward the report
     4  4 and such comments to the general assembly no later
     4  5 than February 15, 2010.  The comprehensive health care
     4  6 coverage plan shall become effective only upon
     4  7 approval by the general assembly.
     4  8    Sec. 4.  Section 514E.6, Code 2009, is amended to
     4  9 read as follows:
     4 10    514E.6  IOWA CHOICE HEALTH CARE COVERAGE ADVISORY
     4 11 COUNCIL.
     4 12    1.  The Iowa choice health care coverage advisory
     4 13 council is created for the purpose of assisting the
     4 14 association with developing considering the
     4 15 recommending options to develop a comprehensive health
     4 16 care coverage plan as provided in section 514E.5.  The
     4 17 advisory council shall consider options and make
     4 18 recommendations concerning the design and
     4 19 implementation of the comprehensive plan including but
     4 20 not limited to a definition of what constitutes
     4 21 qualified health care coverage, suggestions for the
     4 22 design of health care coverage options, and
     4 23 implementation of a health care coverage reporting
     4 24 requirement.
     4 25    2.  The advisory council consists of the following
     4 26 persons who are voting members unless otherwise
     4 27 provided:
     4 28    a.  The two most recent former governors, or if one
     4 29 or both of them are unable or unwilling to serve, a
     4 30 person or persons appointed by the governor.
     4 31    b.  Seven members appointed by the director of
     4 32 public health:
     4 33    (1)  A representative of the federation of Iowa
     4 34 insurers.
     4 35    (2)  A health economist who resides in Iowa.
     4 36    (3)  Two consumers, one of whom shall be a
     4 37 representative of a children's advocacy organization
     4 38 and one of whom shall be a member of a minority.
     4 39    (4)  A representative of organized labor.
     4 40    (5)  A representative of an organization of
     4 41 employers.
     4 42    (6)  A representative of the Iowa association of
     4 43 health underwriters.
     4 44    c.  The following members shall be ex officio,
     4 45 nonvoting members of the council:
     4 46    (1)  The commissioner of insurance, or a designee.
     4 47    (2)  The director of human services, or a designee.
     4 48    (3)  The director of public health, or a designee.
     4 49    (4)  Four members of the general assembly, one
     4 50 appointed by the speaker of the house of
     5  1 representatives, one appointed by the minority leader
     5  2 of the house of representatives, one appointed by the
     5  3 majority leader of the senate, and one appointed by
     5  4 the minority leader of the senate.
     5  5    3.  The members of the council appointed by the
     5  6 director of public health shall be appointed for terms
     5  7 of six years beginning and ending as provided in
     5  8 section 69.19.  Such a member of the board is eligible
     5  9 for reappointment.  The director shall fill a vacancy
     5 10 for the remainder of the unexpired term.
     5 11    4.  The members of the council shall annually elect
     5 12 one voting member as chairperson and one as vice
     5 13 chairperson.  Meetings of the council shall be held at
     5 14 the call of the chairperson or at the request of a
     5 15 majority of the council's members.
     5 16    5.  The members of the council shall not receive
     5 17 compensation for the performance of their duties as
     5 18 members but each member shall be paid necessary
     5 19 expenses while engaged in the performance of duties of
     5 20 the council.  Any legislative member shall be paid the
     5 21 per diem and expenses specified in section 2.10.
     5 22    6.  The members of the council are subject to and
     5 23 are officials within the meaning of chapter 68B.>
     5 24 #2.  Page 21, line 18, by striking the word <In>
     5 25 and inserting the following:  <9.  In>.
     5 26 #3.  Page 21, lines 18 and 19, by striking the
     5 27 words and figures <subsections 1 through 7> and
     5 28 inserting the following:  <subsections 1 through 7
     5 29 this section>.
     5 30 #4.  Page 26, by inserting after line 23 the
     5 31 following:
     5 32    <Sec.    .  Section 249A.3, subsection 14, Code
     5 33 2009, is amended to read as follows:
     5 34    14.  Once initial ongoing eligibility for the
     5 35 family medical assistance program=related medical
     5 36 assistance is determined for a child described under
     5 37 subsection 1, paragraph "b", "f", "g", "j", "k", "l",
     5 38 or "n" or under subsection 2, paragraph "e", "f", or
     5 39 "h" the age of nineteen, the department shall provide
     5 40 continuous eligibility for a period of up to twelve
     5 41 months regardless of changes in family circumstances,
     5 42 until the child's next annual review of eligibility
     5 43 under the medical assistance program, if the child
     5 44 would otherwise be determined ineligible due to excess
     5 45 countable income but otherwise remains eligible with
     5 46 the exception of the following children:
     5 47    a.  A newborn child of a medical
     5 48 assistance=eligible woman.
     5 49    b.  A child whose eligibility was determined under
     5 50 the medically needy program.
     6  1    c.  A child who is eligible under a state=only
     6  2 funded program.
     6  3    d.  A child who is no longer an Iowa resident.
     6  4    e.  A child who is incarcerated in a jail or other
     6  5 correctional institution.>
     6  6 #5.  Page 30, line 13, by striking the word
     6  7 <prior>.
     6  8 #6.  Page 31, by striking line 11 and inserting the
     6  9 following:  <amounts, and graduated premiums based on
     6 10 a rationally developed sliding fee schedule, in
     6 11 accordance with federal>.
     6 12 #7.  Page 35, by inserting after line 28 the
     6 13 following:
     6 14    <Sec.    .  EFFECTIVE DATE == RETROACTIVE
     6 15 APPLICABILITY.  The section of this division of this
     6 16 Act amending section 249A.3, subsection 14, being
     6 17 deemed of immediate importance, takes effect upon
     6 18 enactment and is retroactively applicable to July 1,
     6 19 2008.>
     6 20 #8.  Page 42, by striking lines 16 and 17 and
     6 21 inserting the following:  <interest or earnings on
     6 22 moneys deposited in the fund or in the accounts within
     6 23 the fund shall be credited to the fund or the accounts
     6 24 within the fund, as applicable.>
     6 25 #9.  Page 44, line 17, by striking the words <and
     6 26 a> and inserting the following:  <and any>.
     6 27 #10.  Page 44, line 23, by striking the word
     6 28 <purposes> and inserting the following:  <purpose>.
     6 29 #11.  By striking page 53, line 23, through page
     6 30 67, line 33, and inserting the following:
     6 31                      <DIVISION    
     6 32                HEALTH CARE TRANSPARENCY>
     6 33 #12.  By striking page 68, line 14, through page
     6 34 69, line 20.
     6 35 #13.  Title page, line 2, by striking the words
     6 36 <providing penalties,>.
     6 37 #14.  By renumbering as necessary.
     6 38
     6 39
     6 40                               
     6 41 COMMITTEE ON HUMAN RESOURCES
     6 42 SMITH of Marshall, Chairperson
     6 43 SF 389.711 83
     6 44 av:pf/rj/22592

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