191—38.11 (509,514) Effective date—existing contracts.
	 38.11(1) These rules are applicable to every group contract which provides health care benefits and is issued in Iowa.
	 38.11(2) A group contract which provides health care benefits and was issued prior to the effective date of these rules shall be brought into compliance by the later of:
	  a.   	 The next anniversary date or renewal date of the group contract; or
	  b.   	 The expiration of any applicable collectively bargained contract pursuant to which it was written.