Text: SF02133 Text: SF02135 Text: SF02100 - SF02199 Text: SF Index Bills and Amendments: General Index Bill History: General Index
PAG LIN 1 1 Section 1. NEW SECTION. 321.179 DRIVER SAFETY EDUCATION 1 2 PROGRAM. 1 3 1. The department, in consultation with the department of 1 4 public safety, shall provide for the establishment of 1 5 certified driver safety education courses to be offered 1 6 throughout the state. The department shall establish by rule 1 7 requirements relating to curriculum, hours of instruction, 1 8 instructor qualifications, and any other matters deemed 1 9 appropriate by the department. The rules shall provide for 1 10 the administration of a written test and issuance of a 1 11 certificate to demonstrate a person's successful completion of 1 12 the course for purposes of qualifying for an automobile 1 13 insurance premium discount under section 516B.4. 1 14 2. The department may establish refresher courses based on 1 15 the curriculum offered in the driver safety education course. 1 16 A person who successfully completes a refresher course 1 17 approved by the department within three years of obtaining a 1 18 driver safety education certificate under subsection 1 shall 1 19 be issued a new certificate. For the purpose of maintaining 1 20 eligibility for an automobile insurance premium discount under 1 21 section 516B.4, a person may continue to be recertified by 1 22 successfully completing a refresher course every three years. 1 23 Sec. 2. NEW SECTION. 516B.4 SENIOR DRIVER INSURANCE 1 24 PREMIUM DISCOUNT. 1 25 1. The commissioner shall require that beginning January 1 26 1, 2005, an insurance company transacting business in this 1 27 state shall provide a premium reduction of at least ten 1 28 percent for an automobile insurance policy, as defined in 1 29 section 515D.2, issued to a person fifty years of age or older 1 30 who has completed a certified driver safety education course 1 31 or refresher course within the last three years, as evidenced 1 32 by a certificate issued pursuant to section 321.179. If the 1 33 person entitled to the discounted rate is insured under a 1 34 policy covering more than one driver, the amount of the 1 35 premium reduction may be prorated according to the number of 2 1 insureds covered under the policy who qualify for the lowered 2 2 premium. 2 3 2. The premium reduction required under subsection 1 may 2 4 be revoked for a person who is involved in a motor vehicle 2 5 accident during the period of the premium reduction if it is 2 6 found that the person committed a violation of chapter 321 2 7 that was a contributing factor in the accident. 2 8 EXPLANATION 2 9 This bill requires the state department of transportation, 2 10 in consultation with the department of public safety, to 2 11 establish certified driver safety education courses to be 2 12 offered throughout the state. A person who successfully 2 13 completes a driver safety education course shall be issued a 2 14 certificate. 2 15 The commissioner of insurance shall require, beginning 2 16 January 1, 2005, that insurers transacting business in this 2 17 state must provide a 10 percent automobile insurance premium 2 18 reduction for persons 50 years of age or older who have 2 19 obtained a driver safety education course certificate within 2 20 the last three years. The premium reduction may be prorated, 2 21 based on the number of insureds under the policy who qualify 2 22 for the discount. In addition, the insurer may revoke the 2 23 discount for a person who is involved in a motor vehicle 2 24 accident if a violation of the state's motor vehicle laws is a 2 25 contributing factor in the accident. 2 26 The bill authorizes the department of transportation to 2 27 develop refresher courses which may be taken by a person in 2 28 lieu of the full driver safety education course in order to 2 29 continue to qualify for the insurance premium reduction. 2 30 LSB 5897XS 80 2 31 dea/gg/14
Text: SF02133 Text: SF02135 Text: SF02100 - SF02199 Text: SF Index Bills and Amendments: General Index Bill History: General Index
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