SF 33 (LSB 1301XS (3) 86)

SENATE FILE 33

BY  MATHIS

A BILL FOR

An Act relating to the use of health professionals or facilities or insurance producers by life insurance companies or associations to collect medical information from applicants.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA:

    Section 1.  NEW SECTION.  511.30  Use of health professionals or facilities or insurance producers —— collection of medical information.
   1.  A health professional or facility that is designated by a life insurance company or association doing business in this state to perform examinations or tests on, or take samples from, an applicant for life insurance for the purpose of collecting applicable medical information concerning the insurability of the applicant, shall not do any of the following on behalf of the life insurance company or association:
   a.  Record information on an application for insurance or other insurance form except those forms that are incidental to the performance of examinations or tests on, or taking samples from, an applicant for the purpose of collecting applicable medical information concerning the insurability of the applicant for life insurance.
   b.  Sign or witness an application for insurance or other insurance form except those forms that are incidental to performing examinations or tests on, or taking samples from, an applicant for the purpose of collecting applicable medical information concerning the insurability of the applicant for life insurance.
   c.  Accept insurance applications or other insurance forms, or premiums or other payments from the applicant.
   2.  An insurance producer licensed under chapter 522B that sells, solicits, or negotiates insurance for a life insurance company or association in this state shall not perform examinations or tests on, or take samples from, an applicant for life insurance for the purpose of collecting medical information concerning the insurability of the applicant, or for any other purpose on behalf of a life insurance company.
EXPLANATION
The inclusion of this explanation does not constitute agreement with

the explanation’s substance by the members of the general assembly.
   This bill relates to the use of health professionals or facilities or insurance producers to collect medical information from applicants for life insurance.
   The bill provides that a health professional or facility designated by a life insurance company or association doing business in this state to perform examinations or tests on, or take samples from, an applicant for the purpose of collecting applicable medical information concerning the insurability of the applicant for life insurance, shall not, on behalf of the life insurance company or association, record information on an insurance application or other insurance form or sign or witness an insurance application or other insurance form, except those forms that are incidental to performing examinations or tests on, or taking samples from, an applicant for the purpose of collecting applicable medical information concerning the insurability of the applicant for life insurance, and shall not accept insurance application forms or other insurance forms, or premiums or other payments from the applicant.
   The bill provides that an insurance producer licensed under Code chapter 522B that sells, solicits, or negotiates life insurance shall not perform examinations or tests on, or take samples from, a life insurance applicant for the purpose of collecting medical information concerning the insurability of the applicant, or for any other purpose.