193F—8.15 (543D) Civil penalties. Factors the board may consider when determining whether and in what amount to assess civil penalties include:
	  1. 	 Whether other forms of discipline are being imposed for the same violation;
	  2. 	 Whether the amount imposed will be a substantial economic deterrent to the violation;
	  3. 	 The circumstances leading to the violation;
	  4. 	 The severity of the violation and the risk of harm to the public;
	  5. 	 The economic benefits gained by the appraiser as a result of the violation;
	  6. 	 The interest of the public;
	  7. 	 Evidence of reform or remedial action;
	  8. 	 Time elapsed since the violation occurred;
	  9. 	 Whether the violation is a repeat offense following a prior cautionary letter, disciplinary order, or other notice of the nature of the infraction;
	  10. 	 The clarity of the issue involved;
	  11. 	 Whether the violation was willful and intentional;
	  12. 	 Whether the appraiser acted in bad faith;
	  13. 	 The extent to which the appraiser cooperated with the board;
	  14. 	 Whether the appraiser practiced appraising with a lapsed, suspended or revoked certificate or registration.